Mortgage lending in Burleigh County, North Dakota
Lenders in Burleigh County, North Dakota reported 2,980 mortgage applications for 2025, according to the CFPB.
2,980 mortgage applications and 2,202 loans originated in 2025; the denial rate was 10.6% of 2,535 applications decided. The median loan was about $225,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Bismarck, ND MSA.
- 2,980
- Applications
- 2,202
- Loans originated
- 10.6%
- Denial rate
- 268 denied of 2,535 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,980 | 2,202 |
| 2024 | 2,639 | 1,986 |
| 2023 | 2,436 | 1,758 |
| 2022 | 3,481 | 2,608 |
| 2021 | 6,176 | 4,705 |
| 2020 | 7,138 | 5,469 |
| 2019 | 3,849 | 2,941 |
| 2018 | 3,296 | 2,571 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Gate City Bank | 459 | 572 |
| Capital Credit Union | 242 | 299 |
| First International Bank & Trust | 139 | 171 |
| United Wholesale Mortgage | 107 | 118 |
| Dakota Community Bank & Trust, NA | 101 | 124 |
| Kirkwood Bank & Trust Co. | 82 | 91 |
| Bravera Bank | 82 | 89 |
| Rocket Mortgage | 77 | 104 |
| Starion Bank | 71 | 89 |
| BNC National Bank | 61 | 75 |
| Fairway Independent Mort Corp | 61 | 75 |
| Railway Credit Union | 52 | 64 |
| First Community Credit Union | 41 | 48 |
| First Western Bank & Trust | 37 | 45 |
| US Bank, N.A. | 33 | 64 |
| Choice Financial Group | 30 | 43 |
| Ark-LA-Tex Financial Services LLC | 25 | 31 |
| Security First Bank of North Dakota | 23 | 24 |
| Granite Bank | 21 | 23 |
| 21ST Mortgage | 21 | 62 |
| Vue Community Credit Union | 20 | 23 |
| Cornerstone Bank | 19 | 25 |
| Mortgage Research Center | 16 | 36 |
| Newrez LLC | 16 | 37 |
| Pennymac Loan Services LLC | 15 | 29 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 49 | no rate: base under 50 |
| Asian | 27 | no rate: base under 50 |
| Black or African American | 32 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 2,365 | 9.6% of 2,022 decided |
| 2 or more minority races | under 10 | |
| Joint | 58 | no rate: base under 50 |
| Race Not Available | 441 | 11.9% of 370 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 49 | no rate: base under 50 |
| Not Hispanic or Latino | 2,436 | 10.0% of 2,089 decided |
| Joint | 39 | no rate: base under 50 |
| Ethnicity Not Available | 456 | 12.8% of 382 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 771 | 12.8% of 638 decided |
| Female | 515 | 17.7% of 430 decided |
| Joint | 1,380 | 6.9% of 1,196 decided |
| Sex Not Available | 314 | 10.3% of 271 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 790 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved