Mortgage lending in Wilson County, North Carolina
Lenders in Wilson County, North Carolina reported 3,032 mortgage applications for 2025, according to the CFPB.
3,032 mortgage applications and 1,649 loans originated in 2025; the denial rate was 26.3% of 2,373 applications decided. The median loan was about $185,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Wilson County, NC.
- 3,032
- Applications
- 1,649
- Loans originated
- 26.3%
- Denial rate
- 625 denied of 2,373 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 3,032 | 1,649 |
| 2024 | 2,747 | 1,538 |
| 2023 | 2,464 | 1,397 |
| 2022 | 3,352 | 1,922 |
| 2021 | 4,277 | 2,604 |
| 2020 | 3,571 | 2,123 |
| 2019 | 2,581 | 1,564 |
| 2018 | 2,238 | 1,331 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| State Employees' Credit Union | 307 | 547 |
| Rocket Mortgage | 88 | 131 |
| Truist Bank | 78 | 133 |
| United Wholesale Mortgage | 69 | 107 |
| Southern Bank and Trust Company | 58 | 83 |
| T2 Financial LLC | 56 | 68 |
| First Ciitizens Bank and Trust | 42 | 60 |
| Crosscountry Mortgage, LLC | 41 | 55 |
| Integrity Home Mortgage Corporation | 33 | 35 |
| Mortgage Research Center | 31 | 70 |
| DHI Mortgage Company, LTD. | 30 | 45 |
| Freedom Mortgage Corporation | 30 | 70 |
| Movement Mortgage, LLC | 25 | 35 |
| Navy Federal Credit Union | 24 | 54 |
| PNC Bank N.A. | 22 | 54 |
| Pennymac Loan Services LLC | 22 | 48 |
| Lima One Capital, LLC | 20 | 22 |
| Velocio Mortgage, L.L.C. | 20 | 28 |
| Kiavi Funding, Inc. | 19 | 61 |
| Inspire Home Loans Inc. | 18 | 27 |
| loanDepot.com LLC | 17 | 38 |
| Coastal Federal Credit Union | 17 | 31 |
| Lower, LLC | 16 | 27 |
| Atlantic Bay Mortgage Group | 14 | 21 |
| JPMorgan Chase Bank, NA | 14 | 20 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 16 | no rate: base under 50 |
| Asian | 61 | 25.9% of 54 decided |
| Black or African American | 773 | 36.8% of 598 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,519 | 20.1% of 1,229 decided |
| 2 or more minority races | 18 | no rate: base under 50 |
| Joint | 33 | no rate: base under 50 |
| Free Form Text Only | under 10 | |
| Race Not Available | 606 | 28.3% of 427 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 230 | 31.1% of 180 decided |
| Not Hispanic or Latino | 2,194 | 25.7% of 1,779 decided |
| Joint | 40 | no rate: base under 50 |
| Ethnicity Not Available | 568 | 27.7% of 383 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 966 | 27.0% of 740 decided |
| Female | 900 | 33.6% of 718 decided |
| Joint | 806 | 18.7% of 678 decided |
| Sex Not Available | 360 | 24.1% of 237 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1295 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved