Mortgage lending in Washington County, North Carolina
Lenders in Washington County, North Carolina reported 311 mortgage applications for 2025, according to the CFPB.
311 mortgage applications and 118 loans originated in 2025; the denial rate was 44.2% of 231 applications decided. The median loan was about $130,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Washington County, NC.
- 311
- Applications
- 118
- Loans originated
- 44.2%
- Denial rate
- 102 denied of 231 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 311 | 118 |
| 2024 | 267 | 129 |
| 2023 | 318 | 115 |
| 2022 | 346 | 164 |
| 2021 | 360 | 159 |
| 2020 | 308 | 154 |
| 2019 | 221 | 99 |
| 2018 | 218 | 96 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| State Employees' Credit Union | 23 | 59 |
| Rocket Mortgage | 13 | 25 |
| Neighborhood Mortgage Solutions, LLC | 10 | 10 |
| Southern Bank and Trust Company | 9 | 12 |
| Weyco Community Credit Union | 9 | 9 |
| Movement Mortgage, LLC | 8 | 9 |
| Mortgage Research Center | 5 | 11 |
| Vanderbilt Mortgage and Finance, Inc | 2 | 35 |
| Planet Home Lending, LLC | 2 | 3 |
| TowneBank | 2 | 2 |
| United Wholesale Mortgage | 2 | 7 |
| Crosscountry Mortgage, LLC | 2 | 3 |
| Truist Bank | 2 | 8 |
| Wells Fargo Bank NA | 2 | 3 |
| TD Bank | 1 | 1 |
| South River Mortgage, LLC | 1 | 1 |
| CSL Financial, LLC | 1 | 1 |
| American Financial Resources LLC | 1 | 2 |
| Primis Bank | 1 | 1 |
| Centra Credit Union | 1 | 1 |
| Atlantic Coast Mortgage, LLC | 1 | 3 |
| loanDepot.com LLC | 1 | 4 |
| Cornerstone Capital Bank, SSB | 1 | 1 |
| New American Funding, LLC. | 1 | 4 |
| Newrez LLC | 1 | 7 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 99 | 57.3% of 75 decided |
| White | 153 | 37.8% of 119 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 45 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 241 | 41.7% of 180 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 51 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 108 | 37.0% of 81 decided |
| Female | 100 | 46.6% of 73 decided |
| Joint | 73 | 49.1% of 55 decided |
| Sex Not Available | 30 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2299 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved