Mortgage lending in Warren County, North Carolina
Lenders in Warren County, North Carolina reported 791 mortgage applications for 2025, according to the CFPB.
791 mortgage applications and 380 loans originated in 2025; the denial rate was 34.3% of 612 applications decided. The median loan was about $230,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Warren County, NC.
- 791
- Applications
- 380
- Loans originated
- 34.3%
- Denial rate
- 210 denied of 612 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 791 | 380 |
| 2024 | 654 | 337 |
| 2023 | 656 | 350 |
| 2022 | 911 | 508 |
| 2021 | 1,170 | 683 |
| 2020 | 1,020 | 596 |
| 2019 | 711 | 399 |
| 2018 | 607 | 334 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| State Employees' Credit Union | 51 | 124 |
| Rocket Mortgage | 20 | 34 |
| Truist Bank | 20 | 58 |
| Atlantic Bay Mortgage Group | 14 | 15 |
| Benchmark Community Bank | 13 | 13 |
| Crosscountry Mortgage, LLC | 13 | 20 |
| Southern Bank and Trust Company | 11 | 11 |
| Mortgage Research Center | 11 | 22 |
| Primis Bank | 10 | 12 |
| United Wholesale Mortgage | 10 | 17 |
| First Ciitizens Bank and Trust | 10 | 15 |
| Navy Federal Credit Union | 8 | 15 |
| Pennymac Loan Services LLC | 7 | 11 |
| American Financial Resources LLC | 6 | 7 |
| Bank of America NA | 6 | 10 |
| Intercoastal Mortgage, LLC | 5 | 6 |
| TowneBank | 4 | 5 |
| Newrez LLC | 4 | 9 |
| Coastal Federal Credit Union | 4 | 9 |
| V.i.p. Mortgage, Inc. | 4 | 4 |
| Corporate Investors Mortgage G | 3 | 3 |
| First Bank | 3 | 4 |
| Gold Star Mortgage Financial Group, Corporation | 3 | 3 |
| First Carolina Bank | 3 | 3 |
| loanDepot.com LLC | 3 | 6 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 12 | no rate: base under 50 |
| Asian | under 10 | |
| Black or African American | 223 | 59.4% of 155 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 414 | 21.5% of 339 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 125 | 32.3% of 96 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 31 | no rate: base under 50 |
| Not Hispanic or Latino | 628 | 33.5% of 487 decided |
| Joint | 10 | no rate: base under 50 |
| Ethnicity Not Available | 122 | 36.6% of 93 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 260 | 36.1% of 194 decided |
| Female | 213 | 46.1% of 154 decided |
| Joint | 254 | 25.7% of 210 decided |
| Sex Not Available | 64 | 27.8% of 54 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 739 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved