Mortgage lending in Sampson County, North Carolina
Lenders in Sampson County, North Carolina reported 1,975 mortgage applications for 2025, according to the CFPB.
1,975 mortgage applications and 941 loans originated in 2025; the denial rate was 33.7% of 1,485 applications decided. The median loan was about $195,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Sampson County, NC.
- 1,975
- Applications
- 941
- Loans originated
- 33.7%
- Denial rate
- 500 denied of 1,485 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,975 | 941 |
| 2024 | 1,857 | 838 |
| 2023 | 1,695 | 799 |
| 2022 | 2,038 | 1,017 |
| 2021 | 2,491 | 1,263 |
| 2020 | 1,951 | 994 |
| 2019 | 1,547 | 829 |
| 2018 | 1,442 | 738 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| State Employees' Credit Union | 129 | 241 |
| United Wholesale Mortgage | 59 | 84 |
| Truist Bank | 57 | 113 |
| Rocket Mortgage | 48 | 78 |
| Crosscountry Mortgage, LLC | 36 | 56 |
| First Ciitizens Bank and Trust | 29 | 63 |
| Vanderbilt Mortgage and Finance, Inc | 27 | 240 |
| Movement Mortgage, LLC | 20 | 28 |
| Panorama Mortgage Group, LLC | 20 | 28 |
| Mortgage Research Center | 19 | 41 |
| Primis Bank | 18 | 23 |
| 21ST Mortgage | 18 | 122 |
| Cornerstone Capital Bank, SSB | 17 | 17 |
| Southern Bank and Trust Company | 16 | 20 |
| Freedom Mortgage Corporation | 15 | 39 |
| Atlantic Bay Mortgage Group | 13 | 15 |
| PNC Bank N.A. | 13 | 29 |
| Pennymac Loan Services LLC | 13 | 28 |
| New American Funding, LLC. | 12 | 22 |
| Triad Financial Services, Inc. | 11 | 27 |
| Union Home Mortgage Corp. | 11 | 17 |
| Loan Funder LLC | 9 | 12 |
| Navy Federal Credit Union | 9 | 24 |
| loanDepot.com LLC | 8 | 20 |
| Newrez LLC | 8 | 31 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 45 | no rate: base under 50 |
| Asian | 12 | no rate: base under 50 |
| Black or African American | 342 | 48.8% of 250 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,191 | 27.5% of 905 decided |
| 2 or more minority races | under 10 | |
| Joint | 40 | no rate: base under 50 |
| Race Not Available | 330 | 35.9% of 248 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 277 | 27.8% of 194 decided |
| Not Hispanic or Latino | 1,341 | 32.9% of 1,025 decided |
| Joint | 35 | no rate: base under 50 |
| Ethnicity Not Available | 322 | 42.7% of 241 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 668 | 31.3% of 505 decided |
| Female | 518 | 47.4% of 369 decided |
| Joint | 628 | 25.9% of 482 decided |
| Sex Not Available | 161 | 32.6% of 129 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1174 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved