Mortgage lending in Pitt County, North Carolina
Lenders in Pitt County, North Carolina reported 6,944 mortgage applications for 2025, according to the CFPB.
6,944 mortgage applications and 3,901 loans originated in 2025; the denial rate was 24.6% of 5,473 applications decided. The median loan was about $195,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Greenville, NC MSA.
- 6,944
- Applications
- 3,901
- Loans originated
- 24.6%
- Denial rate
- 1,347 denied of 5,473 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 6,944 | 3,901 |
| 2024 | 6,333 | 3,529 |
| 2023 | 5,774 | 3,265 |
| 2022 | 7,525 | 4,502 |
| 2021 | 10,720 | 7,053 |
| 2020 | 9,153 | 6,006 |
| 2019 | 6,048 | 3,936 |
| 2018 | 5,514 | 3,442 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| State Employees' Credit Union | 613 | 1,037 |
| Rocket Mortgage | 265 | 343 |
| Truist Bank | 256 | 385 |
| Southern Bank and Trust Company | 204 | 244 |
| DHI Mortgage Company, LTD. | 173 | 255 |
| ALCOVA Mortgage, LLC | 152 | 179 |
| Atlantic Bay Mortgage Group | 146 | 187 |
| TowneBank | 132 | 148 |
| First Ciitizens Bank and Trust | 111 | 154 |
| United Wholesale Mortgage | 100 | 158 |
| Mortgage Research Center | 75 | 148 |
| Navy Federal Credit Union | 67 | 143 |
| American Security Mortgage Cor | 66 | 101 |
| Movement Mortgage, LLC | 63 | 91 |
| JPMorgan Chase Bank, NA | 56 | 73 |
| Freedom Mortgage Corporation | 51 | 110 |
| Integrity Home Mortgage Corporation | 44 | 52 |
| New American Funding, LLC. | 41 | 96 |
| First National Bank of PA | 40 | 66 |
| Pennymac Loan Services LLC | 40 | 87 |
| Inspire Home Loans Inc. | 38 | 60 |
| Newrez LLC | 35 | 94 |
| Bank of America NA | 35 | 97 |
| Nationstar Mortgage | 31 | 47 |
| United Bank VA | 31 | 44 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 40 | no rate: base under 50 |
| Asian | 266 | 16.4% of 213 decided |
| Black or African American | 1,771 | 41.1% of 1,315 decided |
| Native Hawaiian or Other Pacific Islander | 10 | no rate: base under 50 |
| White | 3,425 | 17.2% of 2,850 decided |
| 2 or more minority races | 19 | no rate: base under 50 |
| Joint | 140 | 15.5% of 116 decided |
| Race Not Available | 1,273 | 26.5% of 930 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 318 | 26.7% of 255 decided |
| Not Hispanic or Latino | 5,206 | 23.2% of 4,184 decided |
| Joint | withheld | |
| Ethnicity Not Available | 1,314 | 30.2% of 949 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 2,169 | 26.0% of 1,710 decided |
| Female | 1,910 | 30.9% of 1,477 decided |
| Joint | 2,076 | 17.2% of 1,729 decided |
| Sex Not Available | 789 | 26.4% of 557 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1173 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved