Mortgage lending in Perquimans County, North Carolina
Lenders in Perquimans County, North Carolina reported 743 mortgage applications for 2025, according to the CFPB.
743 mortgage applications and 393 loans originated in 2025; the denial rate was 24.4% of 565 applications decided. The median loan was about $215,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Perquimans County, NC.
- 743
- Applications
- 393
- Loans originated
- 24.4%
- Denial rate
- 138 denied of 565 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 743 | 393 |
| 2024 | 599 | 310 |
| 2023 | 595 | 278 |
| 2022 | 750 | 385 |
| 2021 | 1,060 | 591 |
| 2020 | 964 | 546 |
| 2019 | 601 | 350 |
| 2018 | 504 | 261 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Southern Bank and Trust Company | 39 | 49 |
| State Employees' Credit Union | 33 | 72 |
| Rocket Mortgage | 27 | 42 |
| Navy Federal Credit Union | 20 | 37 |
| United Wholesale Mortgage | 20 | 29 |
| First National Bank of PA | 13 | 18 |
| Atlantic Bay Mortgage Group | 12 | 16 |
| Truist Bank | 11 | 23 |
| Movement Mortgage, LLC | 9 | 12 |
| Crosscountry Mortgage, LLC | 9 | 15 |
| PNC Bank N.A. | 8 | 13 |
| Atlantic Coast Mortgage, LLC | 7 | 9 |
| Mortgage Research Center | 7 | 23 |
| Amerisave Mortgage Company | 7 | 16 |
| Vanderbilt Mortgage and Finance, Inc | 6 | 43 |
| Atlantic Union Bank | 6 | 9 |
| Pennymac Loan Services LLC | 6 | 18 |
| Langley Federal Credit Union | 5 | 5 |
| New American Funding, LLC. | 5 | 12 |
| Southern Trust Mortgage, LLC | 5 | 7 |
| Guaranteed Rate, Inc. | 5 | 8 |
| Usaa Federal Savings Bank | 5 | 5 |
| Tidewater Mortgage Services, Inc | 4 | 5 |
| Cornerstone Capital Bank, SSB | 4 | 4 |
| American Neighborhood Mortgage Acceptance Company | 4 | 8 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 80 | 38.9% of 54 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 514 | 21.8% of 400 decided |
| 2 or more minority races | under 10 | |
| Joint | 12 | no rate: base under 50 |
| Race Not Available | 123 | 30.3% of 89 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 19 | no rate: base under 50 |
| Not Hispanic or Latino | 578 | 22.3% of 449 decided |
| Joint | 16 | no rate: base under 50 |
| Ethnicity Not Available | 130 | 33.3% of 93 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 261 | 25.9% of 185 decided |
| Female | 138 | 34.3% of 105 decided |
| Joint | 271 | 17.0% of 223 decided |
| Sex Not Available | 73 | 30.8% of 52 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 911 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved