Mortgage lending in Pender County, North Carolina
Lenders in Pender County, North Carolina reported 4,431 mortgage applications for 2025, according to the CFPB.
4,431 mortgage applications and 2,535 loans originated in 2025; the denial rate was 21.7% of 3,437 applications decided. The median loan was about $305,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Pender County, NC HUD Metro FMR Area.
- 4,431
- Applications
- 2,535
- Loans originated
- 21.7%
- Denial rate
- 746 denied of 3,437 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 4,431 | 2,535 |
| 2024 | 4,151 | 2,348 |
| 2023 | 3,822 | 2,047 |
| 2022 | 4,838 | 2,843 |
| 2021 | 7,187 | 4,507 |
| 2020 | 6,575 | 4,029 |
| 2019 | 3,883 | 2,339 |
| 2018 | 3,188 | 1,917 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| State Employees' Credit Union | 190 | 329 |
| Rocket Mortgage | 155 | 203 |
| DHI Mortgage Company, LTD. | 150 | 252 |
| Crosscountry Mortgage, LLC | 122 | 191 |
| Corning Credit Union | 121 | 169 |
| First Ciitizens Bank and Trust | 92 | 130 |
| Navy Federal Credit Union | 74 | 155 |
| United Wholesale Mortgage | 73 | 108 |
| Newrez LLC | 65 | 111 |
| Freedom Mortgage Corporation | 64 | 126 |
| Integrity Home Mortgage Corporation | 55 | 67 |
| Atlantic Bay Mortgage Group | 54 | 62 |
| Vanderbilt Mortgage and Finance, Inc | 53 | 224 |
| Mortgage Research Center | 53 | 109 |
| First National Bank of PA | 50 | 80 |
| Guaranteed Rate, Inc. | 49 | 88 |
| Movement Mortgage, LLC | 47 | 64 |
| T2 Financial LLC | 37 | 44 |
| Pennymac Loan Services LLC | 36 | 74 |
| Loansteady LLC | 35 | 50 |
| Truist Bank | 34 | 67 |
| PNC Bank N.A. | 32 | 53 |
| First Bank | 31 | 42 |
| loanDepot.com LLC | 28 | 58 |
| Southern Bank and Trust Company | 25 | 29 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 20 | no rate: base under 50 |
| Asian | 42 | no rate: base under 50 |
| Black or African American | 254 | 46.8% of 171 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 3,331 | 19.0% of 2,609 decided |
| 2 or more minority races | under 10 | |
| Joint | 89 | 26.9% of 67 decided |
| Race Not Available | 684 | 25.0% of 528 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 214 | 21.9% of 169 decided |
| Not Hispanic or Latino | 3,431 | 20.7% of 2,670 decided |
| Joint | withheld | |
| Ethnicity Not Available | 692 | 26.8% of 533 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,549 | 22.4% of 1,208 decided |
| Female | 828 | 31.2% of 645 decided |
| Joint | 1,687 | 15.3% of 1,312 decided |
| Sex Not Available | 367 | 27.2% of 272 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 272 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved