Mortgage lending in Pamlico County, North Carolina
Lenders in Pamlico County, North Carolina reported 618 mortgage applications for 2025, according to the CFPB.
618 mortgage applications and 342 loans originated in 2025; the denial rate was 25.5% of 482 applications decided. The median loan was about $215,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Pamlico County, NC.
- 618
- Applications
- 342
- Loans originated
- 25.5%
- Denial rate
- 123 denied of 482 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 618 | 342 |
| 2024 | 523 | 295 |
| 2023 | 444 | 244 |
| 2022 | 628 | 342 |
| 2021 | 937 | 565 |
| 2020 | 928 | 531 |
| 2019 | 544 | 306 |
| 2018 | 505 | 283 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| First Ciitizens Bank and Trust | 44 | 63 |
| State Employees' Credit Union | 31 | 58 |
| Rocket Mortgage | 24 | 38 |
| Guaranteed Rate, Inc. | 20 | 30 |
| Movement Mortgage, LLC | 14 | 18 |
| United Wholesale Mortgage | 14 | 17 |
| Southern Bank and Trust Company | 13 | 13 |
| Atlantic Bay Mortgage Group | 13 | 21 |
| Navy Federal Credit Union | 12 | 17 |
| Truist Bank | 7 | 13 |
| Mortgage Research Center | 6 | 16 |
| Freedom Mortgage Corporation | 6 | 12 |
| PNC Bank N.A. | 6 | 7 |
| First National Bank of PA | 6 | 9 |
| Vanderbilt Mortgage and Finance, Inc | 5 | 20 |
| United Bank VA | 5 | 8 |
| AgCarolina Farm Credit, ACA | 5 | 5 |
| Coastal Federal Credit Union | 4 | 5 |
| Corporate Investors Mortgage G | 3 | 3 |
| Cornerstone Capital Bank, SSB | 3 | 3 |
| 21ST Mortgage | 3 | 20 |
| Citizens Bank, NA | 3 | 4 |
| TD Bank | 2 | 2 |
| Lendage, LLC Dba Achieve Loans | 2 | 2 |
| The Loan Store, Inc | 2 | 2 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| Asian | under 10 | |
| Black or African American | 43 | no rate: base under 50 |
| White | 461 | 22.7% of 375 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 97 | 35.3% of 68 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 490 | 23.7% of 392 decided |
| Joint | withheld | |
| Ethnicity Not Available | 109 | 37.8% of 74 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 192 | 29.5% of 149 decided |
| Female | 115 | 28.1% of 82 decided |
| Joint | 260 | 20.8% of 212 decided |
| Sex Not Available | 51 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 910 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved