Mortgage lending in Nash County, North Carolina
Lenders in Nash County, North Carolina reported 4,469 mortgage applications for 2025, according to the CFPB.
4,469 mortgage applications and 2,288 loans originated in 2025; the denial rate was 30.3% of 3,478 applications decided. The median loan was about $205,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Rocky Mount, NC MSA.
- 4,469
- Applications
- 2,288
- Loans originated
- 30.3%
- Denial rate
- 1,053 denied of 3,478 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 4,469 | 2,288 |
| 2024 | 3,980 | 2,129 |
| 2023 | 3,755 | 1,973 |
| 2022 | 4,741 | 2,551 |
| 2021 | 6,048 | 3,507 |
| 2020 | 4,996 | 2,892 |
| 2019 | 3,524 | 2,091 |
| 2018 | 3,038 | 1,793 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| State Employees' Credit Union | 271 | 532 |
| Rocket Mortgage | 131 | 180 |
| Southern Bank and Trust Company | 117 | 144 |
| Velocio Mortgage, L.L.C. | 98 | 115 |
| United Wholesale Mortgage | 97 | 148 |
| Lower, LLC | 96 | 117 |
| DHI Mortgage Company, LTD. | 71 | 121 |
| Mortgage Research Center | 46 | 103 |
| Acrisure Mortgage, LLC | 45 | 55 |
| NVR Mortgage Finance, Inc. | 44 | 61 |
| Coastal Federal Credit Union | 44 | 83 |
| PNC Bank N.A. | 38 | 88 |
| Navy Federal Credit Union | 37 | 88 |
| Atlantic Bay Mortgage Group | 37 | 46 |
| loanDepot.com LLC | 36 | 108 |
| Truist Bank | 36 | 102 |
| Crosscountry Mortgage, LLC | 35 | 67 |
| Freedom Mortgage Corporation | 34 | 95 |
| Keystone Funding, Inc | 33 | 37 |
| Pennymac Loan Services LLC | 32 | 63 |
| Guaranteed Rate, Inc. | 28 | 51 |
| Movement Mortgage, LLC | 27 | 38 |
| Vanderbilt Mortgage and Finance, Inc | 24 | 256 |
| Kiavi Funding, Inc. | 23 | 52 |
| New American Funding, LLC. | 21 | 67 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 48 | no rate: base under 50 |
| Asian | 62 | no rate: base under 50 |
| Black or African American | 1,463 | 38.8% of 1,103 decided |
| Native Hawaiian or Other Pacific Islander | 11 | no rate: base under 50 |
| White | 1,925 | 23.2% of 1,590 decided |
| 2 or more minority races | 22 | no rate: base under 50 |
| Joint | 48 | no rate: base under 50 |
| Race Not Available | 890 | 32.3% of 635 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 299 | 37.0% of 238 decided |
| Not Hispanic or Latino | 3,259 | 29.8% of 2,596 decided |
| Joint | withheld | |
| Ethnicity Not Available | 844 | 30.0% of 593 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,497 | 29.0% of 1,158 decided |
| Female | 1,358 | 36.7% of 1,072 decided |
| Joint | 1,123 | 24.2% of 918 decided |
| Sex Not Available | 491 | 30.9% of 330 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1039 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved