Mortgage lending in Moore County, North Carolina
Lenders in Moore County, North Carolina reported 5,883 mortgage applications for 2025, according to the CFPB.
5,883 mortgage applications and 3,677 loans originated in 2025; the denial rate was 17.1% of 4,675 applications decided. The median loan was about $325,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Pinehurst-Southern Pines, NC MSA.
- 5,883
- Applications
- 3,677
- Loans originated
- 17.1%
- Denial rate
- 800 denied of 4,675 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 5,883 | 3,677 |
| 2024 | 5,270 | 3,250 |
| 2023 | 4,811 | 2,942 |
| 2022 | 6,242 | 3,966 |
| 2021 | 9,779 | 6,567 |
| 2020 | 9,839 | 6,409 |
| 2019 | 5,973 | 3,793 |
| 2018 | 5,024 | 3,211 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| State Employees' Credit Union | 267 | 435 |
| Rocket Mortgage | 218 | 294 |
| NFM, Inc | 214 | 232 |
| First Bank | 172 | 211 |
| United Wholesale Mortgage | 166 | 214 |
| DHI Mortgage Company, LTD. | 164 | 200 |
| Movement Mortgage, LLC | 132 | 184 |
| First Ciitizens Bank and Trust | 118 | 176 |
| Crosscountry Mortgage, LLC | 117 | 160 |
| Goprime Mortgage, Inc. | 103 | 126 |
| Freedom Mortgage Corporation | 102 | 221 |
| Navy Federal Credit Union | 93 | 201 |
| Truist Bank | 79 | 130 |
| Mortgage Research Center | 76 | 202 |
| Prosperity Home Mortgage, LLC | 74 | 96 |
| Pennymac Loan Services LLC | 69 | 123 |
| Union Home Mortgage Corp. | 61 | 66 |
| Temple View Capital Funding LP | 57 | 58 |
| The Fidelity Bank | 56 | 72 |
| Bank of America NA | 45 | 99 |
| CMG Mortgage Inc | 43 | 60 |
| Guaranteed Rate, Inc. | 42 | 62 |
| Vision Lending Services, LLC | 36 | 40 |
| Lower, LLC | 34 | 48 |
| First National Bank of PA | 34 | 61 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 47 | no rate: base under 50 |
| Asian | 95 | 18.1% of 72 decided |
| Black or African American | 281 | 39.8% of 211 decided |
| Native Hawaiian or Other Pacific Islander | 16 | no rate: base under 50 |
| White | 4,335 | 15.5% of 3,515 decided |
| 2 or more minority races | withheld | |
| Joint | 124 | 14.4% of 97 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 970 | 17.5% of 721 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 241 | 20.7% of 188 decided |
| Not Hispanic or Latino | 4,530 | 16.8% of 3,658 decided |
| Joint | withheld | |
| Ethnicity Not Available | 976 | 18.4% of 721 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,989 | 18.6% of 1,542 decided |
| Female | 1,039 | 23.2% of 831 decided |
| Joint | 2,303 | 13.0% of 1,883 decided |
| Sex Not Available | 552 | 17.9% of 419 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 212 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved