Mortgage lending in Lenoir County, North Carolina
Lenders in Lenoir County, North Carolina reported 1,905 mortgage applications for 2025, according to the CFPB.
1,905 mortgage applications and 954 loans originated in 2025; the denial rate was 31.7% of 1,484 applications decided. The median loan was about $155,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Lenoir County, NC.
- 1,905
- Applications
- 954
- Loans originated
- 31.7%
- Denial rate
- 471 denied of 1,484 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,905 | 954 |
| 2024 | 1,685 | 847 |
| 2023 | 1,713 | 862 |
| 2022 | 1,848 | 980 |
| 2021 | 2,073 | 1,183 |
| 2020 | 1,725 | 872 |
| 2019 | 1,273 | 680 |
| 2018 | 1,232 | 645 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| State Employees' Credit Union | 169 | 316 |
| Truist Bank | 50 | 85 |
| Rocket Mortgage | 42 | 72 |
| Mortgage Research Center | 40 | 76 |
| Movement Mortgage, LLC | 36 | 50 |
| United Wholesale Mortgage | 36 | 58 |
| First Ciitizens Bank and Trust | 33 | 61 |
| Southern Bank and Trust Company | 31 | 35 |
| DHI Mortgage Company, LTD. | 27 | 43 |
| Lower, LLC | 25 | 31 |
| Vanderbilt Mortgage and Finance, Inc | 20 | 115 |
| Atlantic Bay Mortgage Group | 19 | 31 |
| loanDepot.com LLC | 18 | 30 |
| First National Bank of PA | 17 | 31 |
| Navy Federal Credit Union | 16 | 37 |
| New American Funding, LLC. | 15 | 28 |
| American Security Mortgage Cor | 14 | 19 |
| Crosscountry Mortgage, LLC | 13 | 29 |
| Pennymac Loan Services LLC | 12 | 21 |
| PNC Bank N.A. | 11 | 22 |
| American Financial Resources LLC | 10 | 12 |
| Nationstar Mortgage | 9 | 14 |
| ALCOVA Mortgage, LLC | 9 | 11 |
| Success Mortgage Partners, Inc | 9 | 12 |
| 21ST Mortgage | 9 | 121 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 13 | no rate: base under 50 |
| Asian | 12 | no rate: base under 50 |
| Black or African American | 469 | 42.4% of 363 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,058 | 27.1% of 835 decided |
| 2 or more minority races | under 10 | |
| Joint | 30 | no rate: base under 50 |
| Race Not Available | 316 | 32.2% of 239 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 105 | 32.9% of 82 decided |
| Not Hispanic or Latino | 1,420 | 31.8% of 1,111 decided |
| Joint | 33 | no rate: base under 50 |
| Ethnicity Not Available | 347 | 32.3% of 260 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 639 | 31.9% of 501 decided |
| Female | 513 | 41.6% of 397 decided |
| Joint | 558 | 23.4% of 440 decided |
| Sex Not Available | 195 | 29.4% of 146 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1819 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved