Mortgage lending in Lee County, North Carolina
Lenders in Lee County, North Carolina reported 3,011 mortgage applications for 2025, according to the CFPB.
3,011 mortgage applications and 1,786 loans originated in 2025; the denial rate was 21.0% of 2,381 applications decided. The median loan was about $255,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Lee County, NC.
- 3,011
- Applications
- 1,786
- Loans originated
- 21.0%
- Denial rate
- 501 denied of 2,381 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 3,011 | 1,786 |
| 2024 | 2,668 | 1,576 |
| 2023 | 2,475 | 1,432 |
| 2022 | 2,880 | 1,739 |
| 2021 | 4,099 | 2,555 |
| 2020 | 3,350 | 2,064 |
| 2019 | 2,409 | 1,436 |
| 2018 | 2,147 | 1,234 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| State Employees' Credit Union | 206 | 332 |
| DHI Mortgage Company, LTD. | 175 | 226 |
| United Wholesale Mortgage | 104 | 140 |
| Rocket Mortgage | 97 | 133 |
| NVR Mortgage Finance, Inc. | 53 | 68 |
| First Bank | 45 | 52 |
| Navy Federal Credit Union | 45 | 79 |
| Guild Mortgage Company | 43 | 66 |
| Freedom Mortgage Corporation | 38 | 83 |
| Truist Bank | 34 | 71 |
| NFM, Inc | 33 | 39 |
| loanDepot.com LLC | 32 | 47 |
| Taylor Morrison Home Funding, Inc. | 29 | 34 |
| Movement Mortgage, LLC | 28 | 42 |
| Mortgage Research Center | 28 | 64 |
| Crosscountry Mortgage, LLC | 27 | 47 |
| First Ciitizens Bank and Trust | 27 | 53 |
| First National Bank of PA | 27 | 40 |
| Atlantic Bay Mortgage Group | 24 | 30 |
| Pennymac Loan Services LLC | 24 | 41 |
| Lennar Mortgage, LLC | 22 | 27 |
| The Fidelity Bank | 21 | 31 |
| PNC Bank N.A. | 20 | 44 |
| Union Home Mortgage Corp. | 18 | 24 |
| Coastal Federal Credit Union | 17 | 30 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 29 | no rate: base under 50 |
| Asian | 155 | 11.0% of 136 decided |
| Black or African American | 344 | 36.5% of 260 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,886 | 18.1% of 1,502 decided |
| 2 or more minority races | under 10 | |
| Joint | 54 | no rate: base under 50 |
| Race Not Available | 530 | 22.9% of 401 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 347 | 30.2% of 278 decided |
| Not Hispanic or Latino | 2,117 | 19.9% of 1,696 decided |
| Joint | withheld | |
| Ethnicity Not Available | 482 | 20.2% of 356 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,110 | 21.2% of 876 decided |
| Female | 663 | 29.1% of 529 decided |
| Joint | 980 | 14.8% of 791 decided |
| Sex Not Available | 258 | 23.8% of 185 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 560 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved