Mortgage lending in Hertford County, North Carolina
Lenders in Hertford County, North Carolina reported 478 mortgage applications for 2025, according to the CFPB.
478 mortgage applications and 182 loans originated in 2025; the denial rate was 44.7% of 351 applications decided. The median loan was about $155,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Hertford County, NC.
- 478
- Applications
- 182
- Loans originated
- 44.7%
- Denial rate
- 157 denied of 351 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 478 | 182 |
| 2024 | 391 | 172 |
| 2023 | 476 | 210 |
| 2022 | 536 | 270 |
| 2021 | 705 | 353 |
| 2020 | 590 | 305 |
| 2019 | 493 | 244 |
| 2018 | 428 | 194 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| State Employees' Credit Union | 40 | 107 |
| Southern Bank and Trust Company | 24 | 28 |
| Rocket Mortgage | 11 | 20 |
| Mortgage Research Center | 10 | 14 |
| United Wholesale Mortgage | 9 | 10 |
| C&F Mortgage Corporation | 7 | 9 |
| Freedom Mortgage Corporation | 7 | 13 |
| Navy Federal Credit Union | 6 | 19 |
| Movement Mortgage, LLC | 6 | 8 |
| Vanderbilt Mortgage and Finance, Inc | 5 | 60 |
| Langley Federal Credit Union | 3 | 4 |
| Cornerstone Capital Bank, SSB | 3 | 4 |
| American Neighborhood Mortgage Acceptance Company | 3 | 7 |
| Newrez LLC | 3 | 7 |
| Nationstar Mortgage | 3 | 4 |
| Crosscountry Mortgage, LLC | 3 | 5 |
| Capital Center LLC | 2 | 2 |
| Figure Lending LLC | 2 | 2 |
| Loan Simple, Inc. | 2 | 2 |
| Atlantic Coast Mortgage, LLC | 2 | 2 |
| Bronco Federal Credit Union | 2 | 3 |
| Civic FCU | 2 | 13 |
| Tidewater Home Funding, LLC | 2 | 7 |
| 21ST Mortgage | 2 | 9 |
| PNC Bank N.A. | 2 | 14 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| Asian | under 10 | |
| Black or African American | 207 | 59.1% of 149 decided |
| White | 191 | 30.6% of 147 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 69 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 381 | 43.3% of 282 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 85 | 51.7% of 60 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 167 | 39.5% of 114 decided |
| Female | 149 | 53.1% of 113 decided |
| Joint | 132 | 37.5% of 104 decided |
| Sex Not Available | 30 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1818 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved