Mortgage lending in Haywood County, North Carolina
Lenders in Haywood County, North Carolina reported 2,959 mortgage applications for 2025, according to the CFPB.
2,959 mortgage applications and 1,656 loans originated in 2025; the denial rate was 23.0% of 2,270 applications decided. The median loan was about $255,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Haywood County, NC.
- 2,959
- Applications
- 1,656
- Loans originated
- 23.0%
- Denial rate
- 521 denied of 2,270 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,959 | 1,656 |
| 2024 | 2,470 | 1,358 |
| 2023 | 2,537 | 1,378 |
| 2022 | 3,705 | 2,106 |
| 2021 | 5,247 | 3,194 |
| 2020 | 4,743 | 2,851 |
| 2019 | 3,362 | 1,977 |
| 2018 | 3,107 | 1,785 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| State Employees' Credit Union | 161 | 248 |
| Rocket Mortgage | 158 | 216 |
| HomeTrust Bank | 108 | 177 |
| United Wholesale Mortgage | 87 | 126 |
| DHI Mortgage Company, LTD. | 76 | 113 |
| Howard Hanna Financial Services, Inc | 62 | 74 |
| Champion Credit Union | 61 | 69 |
| United Community Bank | 61 | 90 |
| Movement Mortgage, LLC | 52 | 68 |
| First Ciitizens Bank and Trust | 44 | 56 |
| Atlantic Bay Mortgage Group | 30 | 41 |
| Vanderbilt Mortgage and Finance, Inc | 29 | 151 |
| Truist Bank | 29 | 57 |
| loanDepot.com LLC | 22 | 41 |
| American Financial Resources LLC | 20 | 23 |
| United Federal Credit Union | 20 | 35 |
| Navy Federal Credit Union | 19 | 33 |
| Mortgage Research Center | 18 | 44 |
| Pennymac Loan Services LLC | 18 | 39 |
| Fairway Independent Mort Corp | 15 | 15 |
| Crosscountry Mortgage, LLC | 15 | 26 |
| Guaranteed Rate, Inc. | 14 | 27 |
| Bank of America NA | 14 | 28 |
| Union Home Mortgage Corp. | 13 | 16 |
| Goprime Mortgage, Inc. | 12 | 14 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 16 | no rate: base under 50 |
| Asian | 19 | no rate: base under 50 |
| Black or African American | 37 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 2,388 | 21.7% of 1,886 decided |
| 2 or more minority races | under 10 | |
| Joint | 43 | no rate: base under 50 |
| Race Not Available | 454 | 28.1% of 306 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 86 | 28.4% of 67 decided |
| Not Hispanic or Latino | 2,363 | 22.6% of 1,861 decided |
| Joint | 43 | no rate: base under 50 |
| Ethnicity Not Available | 467 | 24.2% of 310 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 863 | 23.5% of 665 decided |
| Female | 631 | 27.2% of 496 decided |
| Joint | 1,182 | 19.3% of 928 decided |
| Sex Not Available | 283 | 28.2% of 181 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 559 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved