Mortgage lending in Granville County, North Carolina
Lenders in Granville County, North Carolina reported 2,633 mortgage applications for 2025, according to the CFPB.
2,633 mortgage applications and 1,461 loans originated in 2025; the denial rate was 26.3% of 2,075 applications decided. The median loan was about $235,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Granville County, NC.
- 2,633
- Applications
- 1,461
- Loans originated
- 26.3%
- Denial rate
- 546 denied of 2,075 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,633 | 1,461 |
| 2024 | 2,349 | 1,239 |
| 2023 | 2,201 | 1,249 |
| 2022 | 3,080 | 1,819 |
| 2021 | 4,355 | 2,771 |
| 2020 | 3,843 | 2,389 |
| 2019 | 2,831 | 1,722 |
| 2018 | 2,415 | 1,429 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| State Employees' Credit Union | 224 | 409 |
| Rocket Mortgage | 87 | 126 |
| United Wholesale Mortgage | 72 | 99 |
| loanDepot.com LLC | 61 | 131 |
| Truist Bank | 52 | 93 |
| Coastal Federal Credit Union | 41 | 75 |
| First National Bank of PA | 33 | 51 |
| Navy Federal Credit Union | 32 | 49 |
| Freedom Mortgage Corporation | 27 | 57 |
| PNC Bank N.A. | 23 | 47 |
| Movement Mortgage, LLC | 22 | 29 |
| Crosscountry Mortgage, LLC | 22 | 41 |
| Benchmark Community Bank | 21 | 26 |
| First Ciitizens Bank and Trust | 20 | 31 |
| Fairway Independent Mort Corp | 18 | 21 |
| Mortgage Research Center | 17 | 40 |
| Pennymac Loan Services LLC | 17 | 37 |
| Summit Credit Union | 16 | 16 |
| New American Funding, LLC. | 16 | 35 |
| North State Bank | 15 | 19 |
| Prosperity Home Mortgage, LLC | 14 | 15 |
| JPMorgan Chase Bank, NA | 14 | 17 |
| The Fidelity Bank | 13 | 20 |
| TowneBank | 13 | 13 |
| Primis Bank | 13 | 19 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 18 | no rate: base under 50 |
| Asian | 21 | no rate: base under 50 |
| Black or African American | 548 | 41.1% of 421 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,505 | 20.9% of 1,216 decided |
| 2 or more minority races | under 10 | |
| Joint | 49 | no rate: base under 50 |
| Race Not Available | 482 | 25.5% of 361 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 243 | 27.5% of 182 decided |
| Not Hispanic or Latino | 1,916 | 25.4% of 1,527 decided |
| Joint | withheld | |
| Ethnicity Not Available | 429 | 30.8% of 322 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 828 | 26.4% of 624 decided |
| Female | 715 | 35.2% of 563 decided |
| Joint | 856 | 18.3% of 711 decided |
| Sex Not Available | 234 | 29.9% of 177 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 698 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved