Mortgage lending in Forsyth County, North Carolina
Lenders in Forsyth County, North Carolina reported 16,251 mortgage applications for 2025, according to the CFPB.
16,251 mortgage applications and 9,623 loans originated in 2025; the denial rate was 22.5% of 13,059 applications decided. The median loan was about $205,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Winston-Salem, NC HUD Metro FMR Area.
- 16,251
- Applications
- 9,623
- Loans originated
- 22.5%
- Denial rate
- 2,932 denied of 13,059 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 16,251 | 9,623 |
| 2024 | 14,519 | 8,653 |
| 2023 | 13,538 | 8,183 |
| 2022 | 17,768 | 11,148 |
| 2021 | 26,031 | 17,106 |
| 2020 | 23,316 | 15,090 |
| 2019 | 16,327 | 10,543 |
| 2018 | 14,579 | 9,059 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| State Employees' Credit Union | 844 | 1,422 |
| Rocket Mortgage | 643 | 878 |
| Allegacy Federal Credit Union | 617 | 975 |
| Truliant Federal Credit Union | 475 | 1,110 |
| Atlantic Bay Mortgage Group | 397 | 505 |
| Truist Bank | 309 | 543 |
| First National Bank of PA | 305 | 396 |
| Fairway Independent Mort Corp | 291 | 383 |
| Movement Mortgage, LLC | 289 | 371 |
| United Wholesale Mortgage | 251 | 376 |
| Highlands Residential Mortgage, Ltd. | 232 | 312 |
| Vanderbilt Mortgage and Finance, Inc | 198 | 486 |
| First Ciitizens Bank and Trust | 177 | 251 |
| Lennar Mortgage, LLC | 138 | 175 |
| Prosperity Home Mortgage, LLC | 129 | 160 |
| Mortgage Research Center | 128 | 269 |
| DHI Mortgage Company, LTD. | 115 | 157 |
| Navy Federal Credit Union | 114 | 204 |
| Freedom Mortgage Corporation | 108 | 245 |
| Bank of America NA | 107 | 261 |
| Crosscountry Mortgage, LLC | 105 | 163 |
| Guaranteed Rate, Inc. | 103 | 165 |
| JPMorgan Chase Bank, NA | 92 | 134 |
| Pinnacle Bank | 91 | 142 |
| Wells Fargo Bank NA | 87 | 167 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 100 | 31.7% of 82 decided |
| Asian | 519 | 14.5% of 420 decided |
| Black or African American | 2,820 | 36.4% of 2,214 decided |
| Native Hawaiian or Other Pacific Islander | withheld | |
| White | 9,552 | 19.1% of 7,871 decided |
| 2 or more minority races | 47 | no rate: base under 50 |
| Joint | 279 | 15.0% of 227 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 2,912 | 22.1% of 2,188 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 1,654 | 32.2% of 1,345 decided |
| Not Hispanic or Latino | 11,630 | 21.3% of 9,463 decided |
| Joint | withheld | |
| Ethnicity Not Available | 2,658 | 21.9% of 1,997 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 5,307 | 25.1% of 4,206 decided |
| Female | 4,505 | 27.3% of 3,658 decided |
| Joint | 4,804 | 15.8% of 3,986 decided |
| Sex Not Available | 1,635 | 20.7% of 1,209 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1033 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved