Mortgage lending in Edgecombe County, North Carolina
Lenders in Edgecombe County, North Carolina reported 1,522 mortgage applications for 2025, according to the CFPB.
1,522 mortgage applications and 675 loans originated in 2025; the denial rate was 36.5% of 1,145 applications decided. The median loan was about $135,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Rocky Mount, NC MSA.
- 1,522
- Applications
- 675
- Loans originated
- 36.5%
- Denial rate
- 418 denied of 1,145 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,522 | 675 |
| 2024 | 1,433 | 683 |
| 2023 | 1,426 | 667 |
| 2022 | 1,713 | 798 |
| 2021 | 1,912 | 915 |
| 2020 | 1,343 | 666 |
| 2019 | 1,163 | 577 |
| 2018 | 1,102 | 494 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| State Employees' Credit Union | 104 | 225 |
| Rocket Mortgage | 54 | 85 |
| United Wholesale Mortgage | 38 | 58 |
| Southern Bank and Trust Company | 36 | 49 |
| Lower, LLC | 25 | 29 |
| Kiavi Funding, Inc. | 18 | 39 |
| Mortgage Research Center | 18 | 38 |
| Truist Bank | 18 | 48 |
| Vanderbilt Mortgage and Finance, Inc | 17 | 133 |
| Crosscountry Mortgage, LLC | 17 | 32 |
| Atlantic Bay Mortgage Group | 14 | 18 |
| New American Funding, LLC. | 12 | 26 |
| CV3 Financial Services, LLC | 10 | 13 |
| Keystone Funding, Inc | 9 | 10 |
| Pennymac Loan Services LLC | 9 | 14 |
| Navy Federal Credit Union | 8 | 40 |
| Guaranteed Rate, Inc. | 8 | 18 |
| JPMorgan Chase Bank, NA | 8 | 9 |
| PNC Bank N.A. | 8 | 30 |
| loanDepot.com LLC | 7 | 16 |
| Dominion Financial Services, LLC | 7 | 11 |
| Success Mortgage Partners, Inc | 7 | 8 |
| Providence Bank | 6 | 6 |
| Freedom Mortgage Corporation | 6 | 28 |
| Coastal Federal Credit Union | 6 | 15 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 14 | no rate: base under 50 |
| Asian | under 10 | |
| Black or African American | 514 | 48.0% of 371 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 619 | 31.4% of 484 decided |
| 2 or more minority races | 17 | no rate: base under 50 |
| Joint | 11 | no rate: base under 50 |
| Race Not Available | 340 | 30.0% of 250 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 1,086 | 36.7% of 831 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 334 | 34.6% of 240 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 481 | 34.2% of 360 decided |
| Female | 478 | 45.9% of 357 decided |
| Joint | 332 | 31.3% of 262 decided |
| Sex Not Available | 231 | 29.5% of 166 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2227 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved