Mortgage lending in Davie County, North Carolina
Lenders in Davie County, North Carolina reported 2,198 mortgage applications for 2025, according to the CFPB.
2,198 mortgage applications and 1,317 loans originated in 2025; the denial rate was 21.4% of 1,772 applications decided. The median loan was about $205,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Winston-Salem, NC HUD Metro FMR Area.
- 2,198
- Applications
- 1,317
- Loans originated
- 21.4%
- Denial rate
- 380 denied of 1,772 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,198 | 1,317 |
| 2024 | 1,872 | 1,115 |
| 2023 | 1,982 | 1,161 |
| 2022 | 2,310 | 1,393 |
| 2021 | 3,309 | 2,152 |
| 2020 | 2,970 | 1,961 |
| 2019 | 2,099 | 1,359 |
| 2018 | 1,902 | 1,202 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| State Employees' Credit Union | 171 | 264 |
| Allegacy Federal Credit Union | 104 | 155 |
| Rocket Mortgage | 78 | 105 |
| Truist Bank | 66 | 113 |
| Truliant Federal Credit Union | 54 | 108 |
| DHI Mortgage Company, LTD. | 53 | 67 |
| Atlantic Bay Mortgage Group | 48 | 71 |
| United Wholesale Mortgage | 42 | 63 |
| Vanderbilt Mortgage and Finance, Inc | 37 | 141 |
| Fairway Independent Mort Corp | 31 | 36 |
| Highlands Residential Mortgage, Ltd. | 27 | 37 |
| loanDepot.com LLC | 25 | 39 |
| Movement Mortgage, LLC | 25 | 31 |
| Mortgage Research Center | 23 | 35 |
| First Ciitizens Bank and Trust | 22 | 30 |
| Skyline National Bank | 19 | 25 |
| Navy Federal Credit Union | 17 | 29 |
| First National Bank of PA | 16 | 19 |
| Envoy Mortgage, LTD | 15 | 18 |
| Freedom Mortgage Corporation | 15 | 36 |
| Bank Ozk | 15 | 23 |
| Pennymac Loan Services LLC | 15 | 23 |
| Bank of America NA | 12 | 22 |
| Wells Fargo Bank NA | 12 | 19 |
| American Financial Resources LLC | 11 | 11 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 21 | no rate: base under 50 |
| Black or African American | 97 | 28.0% of 75 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,772 | 20.8% of 1,440 decided |
| 2 or more minority races | under 10 | |
| Joint | 28 | no rate: base under 50 |
| Race Not Available | 271 | 22.1% of 213 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 98 | 43.4% of 76 decided |
| Not Hispanic or Latino | 1,774 | 20.1% of 1,453 decided |
| Joint | 36 | no rate: base under 50 |
| Ethnicity Not Available | 290 | 22.6% of 217 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 765 | 22.4% of 606 decided |
| Female | 454 | 30.3% of 363 decided |
| Joint | 829 | 16.0% of 687 decided |
| Sex Not Available | 150 | 20.7% of 116 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1032 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved