Mortgage lending in Dare County, North Carolina
Lenders in Dare County, North Carolina reported 2,955 mortgage applications for 2025, according to the CFPB.
2,955 mortgage applications and 1,806 loans originated in 2025; the denial rate was 19.0% of 2,347 applications decided. The median loan was about $365,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Dare County, NC.
- 2,955
- Applications
- 1,806
- Loans originated
- 19.0%
- Denial rate
- 445 denied of 2,347 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,955 | 1,806 |
| 2024 | 2,574 | 1,526 |
| 2023 | 2,488 | 1,516 |
| 2022 | 4,232 | 2,782 |
| 2021 | 7,481 | 4,872 |
| 2020 | 6,641 | 4,252 |
| 2019 | 3,718 | 2,396 |
| 2018 | 3,234 | 2,039 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| State Employees' Credit Union | 180 | 268 |
| TowneBank | 144 | 200 |
| Southern Bank and Trust Company | 99 | 123 |
| Rocket Mortgage | 89 | 127 |
| Southern Trust Mortgage, LLC | 89 | 109 |
| CMG Mortgage Inc | 72 | 92 |
| Movement Mortgage, LLC | 64 | 82 |
| Navy Federal Credit Union | 57 | 114 |
| Guaranteed Rate, Inc. | 56 | 92 |
| Atlantic Coast Mortgage, LLC | 54 | 66 |
| First National Bank of PA | 44 | 85 |
| Calcon Mutual Mortgage LLC | 43 | 56 |
| Truist Bank | 42 | 90 |
| United Wholesale Mortgage | 38 | 58 |
| Pennymac Loan Services LLC | 30 | 44 |
| PNC Bank N.A. | 29 | 61 |
| First Heritage Mortgage, LLC | 25 | 34 |
| Atlantic Union Bank | 24 | 39 |
| Wells Fargo Bank NA | 19 | 24 |
| Mortgage Research Center | 15 | 35 |
| Newrez LLC | 15 | 50 |
| Langley Federal Credit Union | 13 | 14 |
| Coastal Community Bank | 12 | 32 |
| loanDepot.com LLC | 12 | 23 |
| Angel Oak Mortgage Solutions LLC | 12 | 15 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 36 | no rate: base under 50 |
| Black or African American | withheld | |
| White | 2,382 | 18.3% of 1,929 decided |
| Joint | 49 | no rate: base under 50 |
| Race Not Available | 449 | 21.6% of 320 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 54 | no rate: base under 50 |
| Not Hispanic or Latino | 2,365 | 18.4% of 1,911 decided |
| Joint | withheld | |
| Ethnicity Not Available | 482 | 20.3% of 350 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 768 | 21.7% of 609 decided |
| Female | 538 | 23.3% of 434 decided |
| Joint | 1,383 | 15.5% of 1,120 decided |
| Sex Not Available | 266 | 20.6% of 184 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 128 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved