Mortgage lending in Craven County, North Carolina
Lenders in Craven County, North Carolina reported 5,296 mortgage applications for 2025, according to the CFPB.
5,296 mortgage applications and 3,084 loans originated in 2025; the denial rate was 21.7% of 4,162 applications decided. The median loan was about $225,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Craven County, NC.
- 5,296
- Applications
- 3,084
- Loans originated
- 21.7%
- Denial rate
- 905 denied of 4,162 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 5,296 | 3,084 |
| 2024 | 4,934 | 2,815 |
| 2023 | 4,431 | 2,485 |
| 2022 | 5,959 | 3,543 |
| 2021 | 8,399 | 5,277 |
| 2020 | 7,311 | 4,445 |
| 2019 | 5,000 | 2,980 |
| 2018 | 3,982 | 2,373 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Navy Federal Credit Union | 266 | 436 |
| Rocket Mortgage | 222 | 323 |
| State Employees' Credit Union | 209 | 377 |
| Guaranteed Rate, Inc. | 188 | 300 |
| First Ciitizens Bank and Trust | 184 | 251 |
| DHI Mortgage Company, LTD. | 169 | 217 |
| Movement Mortgage, LLC | 118 | 152 |
| Mortgage Research Center | 112 | 233 |
| United Wholesale Mortgage | 109 | 163 |
| Atlantic Bay Mortgage Group | 90 | 122 |
| Truist Bank | 84 | 166 |
| Freedom Mortgage Corporation | 77 | 149 |
| Southern Bank and Trust Company | 53 | 60 |
| First National Bank of PA | 48 | 72 |
| PNC Bank N.A. | 43 | 65 |
| Union Home Mortgage Corp. | 39 | 51 |
| Pennymac Loan Services LLC | 39 | 93 |
| Newrez LLC | 38 | 77 |
| Guild Mortgage Company | 36 | 42 |
| American Security Mortgage Cor | 31 | 43 |
| Crosscountry Mortgage, LLC | 31 | 49 |
| First Flight Federal Credit Union | 30 | 46 |
| loanDepot.com LLC | 28 | 55 |
| Integrity Home Mortgage Corporation | 26 | 35 |
| United Bank VA | 24 | 38 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 34 | no rate: base under 50 |
| Asian | 99 | 22.2% of 72 decided |
| Black or African American | 562 | 38.6% of 461 decided |
| Native Hawaiian or Other Pacific Islander | 15 | no rate: base under 50 |
| White | 3,647 | 18.8% of 2,909 decided |
| 2 or more minority races | 16 | no rate: base under 50 |
| Joint | 120 | 16.8% of 95 decided |
| Race Not Available | 803 | 25.0% of 575 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 287 | 18.9% of 227 decided |
| Not Hispanic or Latino | 4,070 | 21.6% of 3,269 decided |
| Joint | withheld | |
| Ethnicity Not Available | 801 | 25.2% of 563 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,980 | 21.3% of 1,550 decided |
| Female | 1,147 | 30.3% of 884 decided |
| Joint | 1,749 | 16.2% of 1,435 decided |
| Sex Not Available | 420 | 24.9% of 293 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 787 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved