Mortgage lending in Chowan County, North Carolina
Lenders in Chowan County, North Carolina reported 595 mortgage applications for 2025, according to the CFPB.
595 mortgage applications and 323 loans originated in 2025; the denial rate was 24.3% of 448 applications decided. The median loan was about $195,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Chowan County, NC.
- 595
- Applications
- 323
- Loans originated
- 24.3%
- Denial rate
- 109 denied of 448 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 595 | 323 |
| 2024 | 546 | 307 |
| 2023 | 550 | 273 |
| 2022 | 661 | 382 |
| 2021 | 906 | 528 |
| 2020 | 780 | 473 |
| 2019 | 567 | 325 |
| 2018 | 487 | 272 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| State Employees' Credit Union | 37 | 80 |
| Southern Bank and Trust Company | 32 | 41 |
| Rocket Mortgage | 32 | 40 |
| Truist Bank | 28 | 44 |
| Mortgage Research Center | 15 | 28 |
| Navy Federal Credit Union | 11 | 20 |
| Cornerstone Capital Bank, SSB | 9 | 12 |
| AgCarolina Farm Credit, ACA | 7 | 8 |
| PNC Bank N.A. | 7 | 12 |
| Vanderbilt Mortgage and Finance, Inc | 6 | 32 |
| Atlantic Union Bank | 6 | 9 |
| Southern Trust Mortgage, LLC | 5 | 7 |
| Freedom Mortgage Corporation | 5 | 11 |
| Crosscountry Mortgage, LLC | 5 | 11 |
| JPMorgan Chase Bank, NA | 5 | 6 |
| Wells Fargo Bank NA | 5 | 6 |
| United Wholesale Mortgage | 4 | 9 |
| Mortgage Solutions of Colorado | 4 | 6 |
| Tidewater Mortgage Services, Inc | 3 | 3 |
| Atlantic Coast Mortgage, LLC | 3 | 3 |
| Carrington Mortgage Services LLC | 3 | 5 |
| Union Home Mortgage Corp. | 3 | 6 |
| Atlantic Bay Mortgage Group | 3 | 6 |
| Village Capital & Investment | 3 | 6 |
| Capital Center LLC | 2 | 2 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 79 | 44.4% of 54 decided |
| White | 392 | 18.6% of 306 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 109 | 36.5% of 74 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 10 | no rate: base under 50 |
| Not Hispanic or Latino | 459 | 21.9% of 356 decided |
| Joint | 15 | no rate: base under 50 |
| Ethnicity Not Available | 111 | 35.5% of 76 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 213 | 28.8% of 156 decided |
| Female | 126 | 20.6% of 92 decided |
| Joint | 188 | 16.3% of 153 decided |
| Sex Not Available | 68 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1172 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved