Mortgage lending in Catawba County, North Carolina
Lenders in Catawba County, North Carolina reported 8,127 mortgage applications for 2025, according to the CFPB.
8,127 mortgage applications and 4,897 loans originated in 2025; the denial rate was 20.6% of 6,506 applications decided. The median loan was about $215,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Hickory-Lenoir-Morganton, NC MSA.
- 8,127
- Applications
- 4,897
- Loans originated
- 20.6%
- Denial rate
- 1,341 denied of 6,506 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 8,127 | 4,897 |
| 2024 | 7,063 | 4,235 |
| 2023 | 6,667 | 4,053 |
| 2022 | 8,289 | 5,140 |
| 2021 | 11,355 | 7,331 |
| 2020 | 9,911 | 6,382 |
| 2019 | 7,025 | 4,561 |
| 2018 | 6,031 | 3,779 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| State Employees' Credit Union | 530 | 818 |
| Rocket Mortgage | 401 | 531 |
| DHI Mortgage Company, LTD. | 280 | 375 |
| Truist Bank | 221 | 380 |
| Peoples Bank | 212 | 348 |
| United Wholesale Mortgage | 186 | 259 |
| Atlantic Bay Mortgage Group | 185 | 242 |
| First Ciitizens Bank and Trust | 136 | 202 |
| Crosscountry Mortgage, LLC | 119 | 178 |
| Movement Mortgage, LLC | 118 | 163 |
| loanDepot.com LLC | 110 | 161 |
| Lennar Mortgage, LLC | 104 | 128 |
| Fairway Independent Mort Corp | 88 | 117 |
| Highlands Residential Mortgage, Ltd. | 73 | 101 |
| Bank of America NA | 73 | 154 |
| ALCOVA Mortgage, LLC | 66 | 89 |
| Pennymac Loan Services LLC | 60 | 110 |
| Inspire Home Loans Inc. | 58 | 89 |
| Freedom Mortgage Corporation | 56 | 109 |
| Mortgage Research Center | 52 | 106 |
| Guild Mortgage Company | 51 | 80 |
| Mutual of Omaha Mortgage | 49 | 56 |
| Navy Federal Credit Union | 39 | 73 |
| Fifth Third Bank, National Association | 39 | 64 |
| Newrez LLC | 35 | 99 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 34 | no rate: base under 50 |
| Asian | 411 | 17.2% of 325 decided |
| Black or African American | 515 | 34.6% of 393 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 5,763 | 19.8% of 4,704 decided |
| 2 or more minority races | 15 | no rate: base under 50 |
| Joint | 155 | 21.9% of 123 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 1,229 | 19.0% of 916 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 555 | 23.2% of 435 decided |
| Not Hispanic or Latino | 6,174 | 20.4% of 5,015 decided |
| Joint | withheld | |
| Ethnicity Not Available | 1,240 | 21.0% of 927 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 2,728 | 22.9% of 2,151 decided |
| Female | 1,923 | 24.6% of 1,561 decided |
| Joint | 2,718 | 16.4% of 2,241 decided |
| Sex Not Available | 758 | 17.5% of 553 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 908 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved