Mortgage lending in Brunswick County, North Carolina
Lenders in Brunswick County, North Carolina reported 13,285 mortgage applications for 2025, according to the CFPB.
13,285 mortgage applications and 8,194 loans originated in 2025; the denial rate was 19.3% of 10,649 applications decided. The median loan was about $265,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Brunswick County, NC HUD Metro FMR Area.
- 13,285
- Applications
- 8,194
- Loans originated
- 19.3%
- Denial rate
- 2,058 denied of 10,649 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 13,285 | 8,194 |
| 2024 | 11,373 | 6,902 |
| 2023 | 11,099 | 6,740 |
| 2022 | 13,721 | 8,531 |
| 2021 | 20,541 | 13,651 |
| 2020 | 18,372 | 11,999 |
| 2019 | 11,380 | 7,373 |
| 2018 | 9,934 | 6,370 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| DHI Mortgage Company, LTD. | 528 | 807 |
| State Employees' Credit Union | 510 | 860 |
| Rocket Mortgage | 505 | 680 |
| First National Bank of PA | 300 | 400 |
| Truist Bank | 264 | 467 |
| NVR Mortgage Finance, Inc. | 263 | 387 |
| Corning Credit Union | 263 | 353 |
| United Wholesale Mortgage | 236 | 348 |
| First Ciitizens Bank and Trust | 211 | 297 |
| Lennar Mortgage, LLC | 194 | 263 |
| Bank of America NA | 146 | 286 |
| Guaranteed Rate, Inc. | 138 | 220 |
| Crosscountry Mortgage, LLC | 137 | 199 |
| Atlantic Bay Mortgage Group | 123 | 140 |
| First Bank | 117 | 149 |
| Pulte Mortgage LLC | 116 | 163 |
| Newrez LLC | 115 | 214 |
| Vanderbilt Mortgage and Finance, Inc | 113 | 393 |
| Pennymac Loan Services LLC | 105 | 203 |
| Jet HomeLoans, LP | 104 | 130 |
| Navy Federal Credit Union | 102 | 210 |
| Movement Mortgage, LLC | 102 | 146 |
| Mortgage Research Center | 90 | 195 |
| Freedom Mortgage Corporation | 89 | 231 |
| Fairway Independent Mort Corp | 82 | 104 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 88 | 37.1% of 70 decided |
| Asian | 190 | 14.1% of 142 decided |
| Black or African American | 672 | 40.7% of 513 decided |
| Native Hawaiian or Other Pacific Islander | 12 | no rate: base under 50 |
| White | 10,224 | 17.7% of 8,285 decided |
| 2 or more minority races | 15 | no rate: base under 50 |
| Joint | 207 | 16.9% of 172 decided |
| Race Not Available | 1,877 | 20.5% of 1,446 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 517 | 28.6% of 405 decided |
| Not Hispanic or Latino | 10,542 | 18.6% of 8,525 decided |
| Joint | withheld | |
| Ethnicity Not Available | 1,985 | 20.7% of 1,527 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 3,887 | 22.3% of 3,079 decided |
| Female | 2,942 | 23.5% of 2,352 decided |
| Joint | 5,463 | 14.9% of 4,472 decided |
| Sex Not Available | 993 | 20.8% of 746 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 485 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved