Mortgage lending in Beaufort County, North Carolina
Lenders in Beaufort County, North Carolina reported 1,672 mortgage applications for 2025, according to the CFPB.
1,672 mortgage applications and 906 loans originated in 2025; the denial rate was 25.9% of 1,299 applications decided. The median loan was about $185,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Beaufort County, NC.
- 1,672
- Applications
- 906
- Loans originated
- 25.9%
- Denial rate
- 337 denied of 1,299 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,672 | 906 |
| 2024 | 1,550 | 841 |
| 2023 | 1,535 | 849 |
| 2022 | 1,882 | 1,063 |
| 2021 | 2,497 | 1,530 |
| 2020 | 2,180 | 1,375 |
| 2019 | 1,571 | 947 |
| 2018 | 1,444 | 831 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| State Employees' Credit Union | 156 | 268 |
| Southern Bank and Trust Company | 82 | 93 |
| Rocket Mortgage | 66 | 90 |
| First Bank | 40 | 60 |
| First Ciitizens Bank and Trust | 34 | 45 |
| Navy Federal Credit Union | 28 | 43 |
| United Bank VA | 28 | 43 |
| ALCOVA Mortgage, LLC | 25 | 32 |
| First National Bank of PA | 25 | 43 |
| Atlantic Bay Mortgage Group | 22 | 26 |
| United Wholesale Mortgage | 21 | 29 |
| TowneBank | 20 | 27 |
| Truist Bank | 20 | 30 |
| Crosscountry Mortgage, LLC | 18 | 24 |
| Mortgage Research Center | 17 | 35 |
| Vanderbilt Mortgage and Finance, Inc | 15 | 115 |
| JPMorgan Chase Bank, NA | 12 | 14 |
| Neighborhood Mortgage Solutions, LLC | 10 | 10 |
| Integrity Home Mortgage Corporation | 9 | 11 |
| Bank of America NA | 9 | 20 |
| Pennymac Loan Services LLC | 9 | 15 |
| loanDepot.com LLC | 8 | 11 |
| Movement Mortgage, LLC | 8 | 17 |
| Amerisave Mortgage Company | 8 | 17 |
| Nationstar Mortgage | 7 | 9 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 201 | 54.5% of 145 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,243 | 21.1% of 987 decided |
| 2 or more minority races | under 10 | |
| Joint | 18 | no rate: base under 50 |
| Race Not Available | 193 | 28.1% of 139 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 38 | no rate: base under 50 |
| Not Hispanic or Latino | 1,372 | 24.0% of 1,078 decided |
| Joint | 29 | no rate: base under 50 |
| Ethnicity Not Available | 233 | 37.9% of 169 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 542 | 26.7% of 409 decided |
| Female | 409 | 36.3% of 322 decided |
| Joint | 604 | 17.8% of 483 decided |
| Sex Not Available | 117 | 29.4% of 85 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1290 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved