Mortgage lending in Ashe County, North Carolina
Lenders in Ashe County, North Carolina reported 1,105 mortgage applications for 2025, according to the CFPB.
1,105 mortgage applications and 602 loans originated in 2025; the denial rate was 25.5% of 832 applications decided. The median loan was about $225,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Ashe County, NC.
- 1,105
- Applications
- 602
- Loans originated
- 25.5%
- Denial rate
- 212 denied of 832 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,105 | 602 |
| 2024 | 899 | 522 |
| 2023 | 986 | 577 |
| 2022 | 1,202 | 741 |
| 2021 | 1,780 | 1,138 |
| 2020 | 1,577 | 976 |
| 2019 | 1,186 | 749 |
| 2018 | 1,027 | 614 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| State Employees' Credit Union | 150 | 277 |
| Skyline National Bank | 39 | 54 |
| First National Bank of PA | 39 | 69 |
| Rocket Mortgage | 38 | 52 |
| Movement Mortgage, LLC | 29 | 39 |
| Fairway Independent Mort Corp | 26 | 33 |
| Pennymac Loan Services LLC | 15 | 17 |
| Fifth Third Bank, National Association | 14 | 24 |
| United Wholesale Mortgage | 12 | 15 |
| First Ciitizens Bank and Trust | 12 | 24 |
| Vanderbilt Mortgage and Finance, Inc | 9 | 71 |
| Atlantic Bay Mortgage Group | 7 | 8 |
| Resicentral LLC | 6 | 8 |
| Nationstar Mortgage | 6 | 9 |
| Coastal Federal Credit Union | 6 | 7 |
| Crosscountry Mortgage, LLC | 6 | 14 |
| Wells Fargo Bank NA | 6 | 9 |
| United Community Bank | 6 | 6 |
| NBKC Bank | 5 | 5 |
| Navy Federal Credit Union | 5 | 16 |
| Guild Mortgage Company | 5 | 7 |
| PNC Bank N.A. | 5 | 9 |
| Truist Bank | 5 | 10 |
| First Home Mortgage | 4 | 4 |
| Truliant Federal Credit Union | 4 | 6 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 929 | 25.5% of 698 decided |
| Joint | 17 | no rate: base under 50 |
| Race Not Available | 144 | 25.9% of 112 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 25 | no rate: base under 50 |
| Not Hispanic or Latino | 909 | 25.0% of 688 decided |
| Joint | 15 | no rate: base under 50 |
| Ethnicity Not Available | 156 | 27.8% of 115 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 297 | 28.1% of 224 decided |
| Female | 204 | 31.3% of 147 decided |
| Joint | 494 | 20.7% of 377 decided |
| Sex Not Available | 110 | 29.8% of 84 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 786 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved