Mortgage lending in Warren County, New York
Lenders in Warren County, New York reported 2,068 mortgage applications for 2025, according to the CFPB.
2,068 mortgage applications and 1,270 loans originated in 2025; the denial rate was 23.2% of 1,710 applications decided. The median loan was about $205,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Glens Falls, NY MSA.
- 2,068
- Applications
- 1,270
- Loans originated
- 23.2%
- Denial rate
- 396 denied of 1,710 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,068 | 1,270 |
| 2024 | 1,861 | 1,106 |
| 2023 | 1,863 | 1,104 |
| 2022 | 2,662 | 1,706 |
| 2021 | 3,673 | 2,533 |
| 2020 | 3,410 | 2,265 |
| 2019 | 2,623 | 1,641 |
| 2018 | 2,581 | 1,620 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Arrow Bank NA | 228 | 343 |
| Homestead Funding Corp. | 101 | 122 |
| Rocket Mortgage | 85 | 119 |
| Trustco Bank | 60 | 82 |
| Broadview Federal Credit Union | 56 | 93 |
| Hudson River Community CU | 49 | 118 |
| Citizens Bank, NA | 47 | 91 |
| TD Bank | 43 | 84 |
| United Wholesale Mortgage | 42 | 50 |
| NBT Bank NA | 40 | 55 |
| SEFCU Services, LLC | 36 | 40 |
| The Adirondack Trust Company | 35 | 55 |
| Sidney Federal Credit Union | 23 | 26 |
| Community Bank, N.A. | 21 | 31 |
| Newrez LLC | 17 | 53 |
| Sunmark Credit Union | 16 | 25 |
| Pennymac Loan Services LLC | 16 | 21 |
| TCT Federal Credit Union | 15 | 17 |
| Guaranteed Rate, Inc. | 15 | 23 |
| Bank of America NA | 15 | 38 |
| Navy Federal Credit Union | 14 | 29 |
| loanDepot.com LLC | 12 | 21 |
| Keybank National Association | 12 | 20 |
| Hudson Valley Credit Union | 11 | 17 |
| Triad Financial Services, Inc. | 11 | 20 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 20 | no rate: base under 50 |
| Black or African American | 27 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,765 | 23.0% of 1,468 decided |
| 2 or more minority races | under 10 | |
| Joint | 17 | no rate: base under 50 |
| Free Form Text Only | under 10 | |
| Race Not Available | 229 | 20.8% of 178 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 38 | no rate: base under 50 |
| Not Hispanic or Latino | 1,731 | 23.1% of 1,448 decided |
| Joint | withheld | |
| Ethnicity Not Available | 274 | 21.4% of 215 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 714 | 23.9% of 581 decided |
| Female | 462 | 29.8% of 379 decided |
| Joint | 767 | 19.1% of 650 decided |
| Sex Not Available | 125 | 20.0% of 100 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1029 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved