Mortgage lending in Suffolk County, New York
Lenders in Suffolk County, New York reported 45,414 mortgage applications for 2025, according to the CFPB.
45,414 mortgage applications and 26,413 loans originated in 2025; the denial rate was 25.1% of 36,788 applications decided. The median loan was about $415,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Nassau-Suffolk, NY HUD Metro FMR Area.
- 45,414
- Applications
- 26,413
- Loans originated
- 25.1%
- Denial rate
- 9,239 denied of 36,788 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 45,414 | 26,413 |
| 2024 | 41,394 | 23,796 |
| 2023 | 39,076 | 21,922 |
| 2022 | 58,208 | 34,467 |
| 2021 | 89,765 | 59,167 |
| 2020 | 83,457 | 51,830 |
| 2019 | 62,281 | 37,380 |
| 2018 | 54,612 | 32,113 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Fourleaf Federal Credit Union | 1,752 | 3,856 |
| Rocket Mortgage | 1,733 | 2,349 |
| United Wholesale Mortgage | 1,712 | 2,132 |
| Teachers Federal Credit Union | 1,456 | 2,442 |
| Citizens Bank, NA | 1,202 | 2,030 |
| JPMorgan Chase Bank, NA | 1,100 | 1,702 |
| Suffolk Federal Credit Union | 1,043 | 1,985 |
| Contour Mortgage Corporation | 912 | 1,218 |
| Nationwide Mortgage Bankers, Inc. | 890 | 1,142 |
| Crosscountry Mortgage, LLC | 694 | 959 |
| TD Bank | 675 | 1,412 |
| Jovia Financial Federal Credit | 590 | 1,159 |
| Bank of America NA | 563 | 1,492 |
| M&T Bank | 552 | 1,099 |
| Loan Funder LLC | 492 | 651 |
| Citibank, NA | 415 | 904 |
| CMG Mortgage Inc | 406 | 589 |
| Newrez LLC | 404 | 1,253 |
| United Mortgage Corp. | 402 | 521 |
| Island Federal Credit Union | 377 | 665 |
| Pennymac Loan Services LLC | 300 | 548 |
| loanDepot.com LLC | 297 | 435 |
| American Neighborhood Mortgage Acceptance Company | 293 | 368 |
| Interstate Home Loan Center, Inc. | 277 | 353 |
| Wells Fargo Bank NA | 276 | 492 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 183 | 42.3% of 137 decided |
| Asian | 2,507 | 29.0% of 1,966 decided |
| Black or African American | 2,797 | 35.6% of 2,254 decided |
| Native Hawaiian or Other Pacific Islander | 80 | 51.4% of 70 decided |
| White | 30,610 | 23.3% of 25,372 decided |
| 2 or more minority races | 108 | 46.3% of 80 decided |
| Joint | 740 | 18.0% of 617 decided |
| Free Form Text Only | 25 | no rate: base under 50 |
| Race Not Available | 8,364 | 27.0% of 6,275 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 6,644 | 31.4% of 5,364 decided |
| Not Hispanic or Latino | 29,860 | 23.9% of 24,566 decided |
| Joint | 1,395 | 20.1% of 1,162 decided |
| Ethnicity Not Available | 7,489 | 25.5% of 5,678 decided |
| Free Form Text Only | 26 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 15,910 | 29.7% of 12,697 decided |
| Female | 8,930 | 30.3% of 7,206 decided |
| Joint | 16,761 | 18.9% of 14,025 decided |
| Sex Not Available | 3,813 | 22.2% of 2,860 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 74 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved