Mortgage lending in Rockland County, New York
Lenders in Rockland County, New York reported 8,225 mortgage applications for 2025, according to the CFPB.
8,225 mortgage applications and 4,849 loans originated in 2025; the denial rate was 23.4% of 6,670 applications decided. The median loan was about $455,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: New York, NY HUD Metro FMR Area.
- 8,225
- Applications
- 4,849
- Loans originated
- 23.4%
- Denial rate
- 1,558 denied of 6,670 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 8,225 | 4,849 |
| 2024 | 7,692 | 4,313 |
| 2023 | 7,348 | 4,090 |
| 2022 | 10,182 | 5,852 |
| 2021 | 16,155 | 10,824 |
| 2020 | 14,272 | 9,031 |
| 2019 | 9,766 | 5,758 |
| 2018 | 9,148 | 5,324 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Wholesale Mortgage | 364 | 513 |
| Crosscountry Mortgage, LLC | 303 | 385 |
| Citizens Bank, NA | 281 | 493 |
| Rocket Mortgage | 259 | 349 |
| Norwich Commercial Group Inc | 237 | 286 |
| Guaranteed Rate, Inc. | 215 | 288 |
| FM Home Loans LLC | 189 | 271 |
| TD Bank | 175 | 339 |
| JPMorgan Chase Bank, NA | 160 | 280 |
| Ark Mortgage, Inc. | 147 | 226 |
| Newrez LLC | 136 | 315 |
| loanDepot.com LLC | 95 | 131 |
| Trustco Bank | 95 | 173 |
| Bank of America NA | 95 | 215 |
| 1ST Priority Mortgage, Inc. | 90 | 113 |
| HomeBridge Financial Services, Inc | 85 | 127 |
| M&T Bank | 84 | 223 |
| Champions Funding, LLC | 80 | 106 |
| The Loan Store, Inc | 71 | 103 |
| Pennymac Loan Services LLC | 70 | 119 |
| Hudson Valley Credit Union | 48 | 100 |
| American Financial Network, Inc. | 48 | 89 |
| Emporium Tpo LLC | 48 | 63 |
| Affinity Federal Credit Union | 47 | 92 |
| Keybank National Association | 44 | 89 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 41 | no rate: base under 50 |
| Asian | 445 | 21.7% of 346 decided |
| Black or African American | 509 | 34.2% of 403 decided |
| Native Hawaiian or Other Pacific Islander | withheld | |
| White | 5,296 | 21.6% of 4,371 decided |
| 2 or more minority races | 21 | no rate: base under 50 |
| Joint | 111 | 18.0% of 89 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 1,780 | 25.4% of 1,395 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 828 | 32.2% of 673 decided |
| Not Hispanic or Latino | 5,597 | 21.8% of 4,567 decided |
| Joint | withheld | |
| Ethnicity Not Available | 1,611 | 25.1% of 1,269 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 3,455 | 25.6% of 2,773 decided |
| Female | 1,429 | 28.8% of 1,181 decided |
| Joint | 2,467 | 17.8% of 2,034 decided |
| Sex Not Available | 874 | 21.3% of 682 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 51 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved