Mortgage lending in Queens County, New York
Lenders in Queens County, New York reported 27,220 mortgage applications for 2025, according to the CFPB.
27,220 mortgage applications and 13,999 loans originated in 2025; the denial rate was 29.0% of 21,001 applications decided. The median loan was about $495,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: New York, NY HUD Metro FMR Area.
- 27,220
- Applications
- 13,999
- Loans originated
- 29.0%
- Denial rate
- 6,100 denied of 21,001 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 27,220 | 13,999 |
| 2024 | 24,959 | 12,559 |
| 2023 | 23,671 | 12,218 |
| 2022 | 38,018 | 20,829 |
| 2021 | 57,266 | 34,362 |
| 2020 | 48,657 | 25,817 |
| 2019 | 41,546 | 21,456 |
| 2018 | 40,110 | 20,704 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| JPMorgan Chase Bank, NA | 1,343 | 2,148 |
| United Wholesale Mortgage | 1,299 | 1,917 |
| Citizens Bank, NA | 729 | 1,692 |
| Rocket Mortgage | 706 | 1,087 |
| TD Bank | 504 | 1,324 |
| Citibank, NA | 441 | 1,135 |
| East West Bank | 409 | 612 |
| Cathay Bank | 333 | 449 |
| CMG Mortgage Inc | 322 | 438 |
| Crosscountry Mortgage, LLC | 250 | 409 |
| Nationwide Mortgage Bankers, Inc. | 228 | 373 |
| Newrez LLC | 216 | 726 |
| Pennymac Loan Services LLC | 214 | 382 |
| Metro City Bank | 212 | 241 |
| Fourleaf Federal Credit Union | 204 | 709 |
| Wells Fargo Bank NA | 201 | 460 |
| Bank of America NA | 194 | 846 |
| A&d Mortgage LLC | 174 | 328 |
| HomeBridge Financial Services, Inc | 173 | 280 |
| Municipal Credit Union | 168 | 514 |
| Meadowbrook Financial Mortgage Bankers Corp. | 158 | 271 |
| Contour Mortgage Corporation | 158 | 290 |
| Bank of Hope | 155 | 226 |
| United Mortgage Corp. | 146 | 228 |
| First Central Savings Bank | 144 | 161 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 163 | 60.0% of 125 decided |
| Asian | 9,570 | 23.8% of 7,609 decided |
| Black or African American | 3,717 | 40.6% of 2,848 decided |
| Native Hawaiian or Other Pacific Islander | 108 | 58.0% of 81 decided |
| White | 7,149 | 27.1% of 5,552 decided |
| 2 or more minority races | 223 | 41.7% of 187 decided |
| Joint | 371 | 14.7% of 286 decided |
| Free Form Text Only | 17 | no rate: base under 50 |
| Race Not Available | 5,902 | 31.9% of 4,300 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 3,139 | 38.6% of 2,366 decided |
| Not Hispanic or Latino | 18,553 | 26.9% of 14,630 decided |
| Joint | 439 | 23.6% of 330 decided |
| Ethnicity Not Available | 5,051 | 31.7% of 3,651 decided |
| Free Form Text Only | 38 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 10,276 | 32.6% of 7,824 decided |
| Female | 7,515 | 29.9% of 5,895 decided |
| Joint | 6,643 | 23.9% of 5,245 decided |
| Sex Not Available | 2,786 | 26.2% of 2,037 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 36 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved