Mortgage lending in Nassau County, New York
Lenders in Nassau County, New York reported 34,515 mortgage applications for 2025, according to the CFPB.
34,515 mortgage applications and 19,230 loans originated in 2025; the denial rate was 27.6% of 27,821 applications decided. The median loan was about $485,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Nassau-Suffolk, NY HUD Metro FMR Area.
- 34,515
- Applications
- 19,230
- Loans originated
- 27.6%
- Denial rate
- 7,680 denied of 27,821 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 34,515 | 19,230 |
| 2024 | 31,451 | 16,960 |
| 2023 | 29,938 | 16,248 |
| 2022 | 45,040 | 25,936 |
| 2021 | 74,193 | 47,440 |
| 2020 | 71,895 | 42,750 |
| 2019 | 53,439 | 30,882 |
| 2018 | 47,834 | 26,906 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Fourleaf Federal Credit Union | 1,643 | 3,747 |
| Citizens Bank, NA | 1,181 | 2,094 |
| United Wholesale Mortgage | 1,177 | 1,552 |
| Rocket Mortgage | 1,138 | 1,554 |
| Jovia Financial Federal Credit | 1,101 | 2,073 |
| JPMorgan Chase Bank, NA | 1,073 | 1,737 |
| TD Bank | 762 | 1,498 |
| Bank of America NA | 502 | 1,330 |
| Citibank, NA | 464 | 1,026 |
| Contour Mortgage Corporation | 429 | 641 |
| Crosscountry Mortgage, LLC | 405 | 609 |
| Nationwide Mortgage Bankers, Inc. | 379 | 531 |
| Newrez LLC | 335 | 997 |
| Wells Fargo Bank NA | 295 | 492 |
| Pennymac Loan Services LLC | 240 | 416 |
| loanDepot.com LLC | 239 | 342 |
| Loan Funder LLC | 232 | 345 |
| Cliffco, Inc. | 232 | 328 |
| Teachers Federal Credit Union | 222 | 393 |
| HomeBridge Financial Services, Inc | 217 | 303 |
| United Mortgage Corp. | 213 | 315 |
| M&T Bank | 209 | 393 |
| East Coast Capital Corp. | 195 | 291 |
| Interstate Home Loan Center, Inc. | 188 | 261 |
| CMG Mortgage Inc | 177 | 261 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 143 | 52.2% of 115 decided |
| Asian | 6,279 | 25.2% of 5,075 decided |
| Black or African American | 3,206 | 39.4% of 2,556 decided |
| Native Hawaiian or Other Pacific Islander | 79 | 46.3% of 67 decided |
| White | 17,670 | 25.2% of 14,565 decided |
| 2 or more minority races | 124 | 35.9% of 103 decided |
| Joint | 543 | 19.1% of 450 decided |
| Free Form Text Only | 14 | no rate: base under 50 |
| Race Not Available | 6,457 | 30.9% of 4,880 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 3,477 | 34.9% of 2,784 decided |
| Not Hispanic or Latino | 24,296 | 26.0% of 19,879 decided |
| Joint | 898 | 23.9% of 745 decided |
| Ethnicity Not Available | 5,823 | 30.7% of 4,399 decided |
| Free Form Text Only | 21 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 12,139 | 31.9% of 9,728 decided |
| Female | 6,979 | 32.5% of 5,670 decided |
| Joint | 12,653 | 20.7% of 10,391 decided |
| Sex Not Available | 2,744 | 28.6% of 2,032 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 39 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved