Mortgage lending in Kings County, New York
Lenders in Kings County, New York reported 24,906 mortgage applications for 2025, according to the CFPB.
24,906 mortgage applications and 12,900 loans originated in 2025; the denial rate was 27.8% of 18,806 applications decided. The median loan was about $685,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: New York, NY HUD Metro FMR Area.
- 24,906
- Applications
- 12,900
- Loans originated
- 27.8%
- Denial rate
- 5,234 denied of 18,806 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 24,906 | 12,900 |
| 2024 | 22,308 | 11,232 |
| 2023 | 21,516 | 11,003 |
| 2022 | 36,344 | 20,915 |
| 2021 | 55,377 | 34,158 |
| 2020 | 45,952 | 25,066 |
| 2019 | 38,159 | 20,611 |
| 2018 | 36,115 | 19,007 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| JPMorgan Chase Bank, NA | 1,195 | 1,923 |
| Citizens Bank, NA | 1,191 | 2,407 |
| United Wholesale Mortgage | 662 | 1,038 |
| Citibank, NA | 618 | 1,162 |
| TD Bank | 585 | 1,330 |
| Wells Fargo Bank NA | 404 | 699 |
| Rocket Mortgage | 360 | 606 |
| Crosscountry Mortgage, LLC | 354 | 588 |
| Bank of America NA | 288 | 824 |
| FM Home Loans LLC | 269 | 410 |
| East West Bank | 204 | 329 |
| Newrez LLC | 193 | 596 |
| US Bank, N.A. | 178 | 331 |
| Cathay Bank | 165 | 191 |
| Loan Funder LLC | 160 | 370 |
| M&T Bank | 142 | 313 |
| Municipal Credit Union | 138 | 450 |
| Ark Mortgage, Inc. | 134 | 207 |
| American Financial Network, Inc. | 129 | 242 |
| Guaranteed Rate Affinity, LLC | 121 | 287 |
| Nationwide Mortgage Bankers, Inc. | 120 | 206 |
| Bank of Hope | 118 | 137 |
| HomeBridge Financial Services, Inc | 117 | 202 |
| HSBC Bank USA, NA | 115 | 205 |
| Fourleaf Federal Credit Union | 115 | 323 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 65 | no rate: base under 50 |
| Asian | 3,526 | 19.0% of 2,776 decided |
| Black or African American | 3,939 | 42.4% of 2,907 decided |
| Native Hawaiian or Other Pacific Islander | 36 | no rate: base under 50 |
| White | 9,974 | 26.1% of 7,695 decided |
| 2 or more minority races | 71 | no rate: base under 50 |
| Joint | 628 | 16.1% of 460 decided |
| Free Form Text Only | 10 | no rate: base under 50 |
| Race Not Available | 6,657 | 27.1% of 4,841 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 1,264 | 41.9% of 936 decided |
| Not Hispanic or Latino | 16,918 | 27.2% of 12,979 decided |
| Joint | 404 | 21.3% of 301 decided |
| Ethnicity Not Available | 6,293 | 27.1% of 4,570 decided |
| Free Form Text Only | 27 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 9,015 | 31.1% of 6,778 decided |
| Female | 5,829 | 32.0% of 4,390 decided |
| Joint | 5,869 | 22.0% of 4,533 decided |
| Sex Not Available | 4,193 | 23.3% of 3,105 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved