Mortgage lending in Genesee County, New York
Lenders in Genesee County, New York reported 1,442 mortgage applications for 2025, according to the CFPB.
1,442 mortgage applications and 927 loans originated in 2025; the denial rate was 23.5% of 1,268 applications decided. The median loan was about $135,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Genesee County, NY.
- 1,442
- Applications
- 927
- Loans originated
- 23.5%
- Denial rate
- 298 denied of 1,268 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,442 | 927 |
| 2024 | 1,353 | 888 |
| 2023 | 1,359 | 920 |
| 2022 | 1,815 | 1,221 |
| 2021 | 2,087 | 1,497 |
| 2020 | 1,806 | 1,228 |
| 2019 | 1,582 | 1,062 |
| 2018 | 1,501 | 1,019 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| ESL Federal Credit Union | 182 | 262 |
| Premium Mortgage Corporation | 100 | 127 |
| Rocket Mortgage | 72 | 107 |
| M&T Bank | 71 | 108 |
| Tompkins Community Bank | 69 | 90 |
| Keybank National Association | 27 | 53 |
| Primelending | 25 | 30 |
| Five Star Bank | 25 | 40 |
| Genesee Regional Bank | 25 | 29 |
| United Wholesale Mortgage | 24 | 29 |
| 1ST Priority Mortgage, Inc. | 23 | 24 |
| Crosscountry Mortgage, LLC | 21 | 25 |
| Alden State Bank | 18 | 21 |
| Family First of NY FCU | 17 | 17 |
| Citizens Bank, NA | 13 | 23 |
| Hometown Funding, INC. D/B/A CNB Mortgage Company | 11 | 12 |
| Bank of America NA | 11 | 31 |
| Fairway Independent Mort Corp | 10 | 10 |
| CNB Bank | 10 | 15 |
| Community Bank, N.A. | 9 | 12 |
| Nationstar Mortgage | 8 | 11 |
| Canandaigua National Bank & Trust | 8 | 10 |
| 21ST Mortgage | 8 | 42 |
| Hunt Mortgage Corporation | 7 | 9 |
| Newrez LLC | 7 | 17 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 16 | no rate: base under 50 |
| Asian | 15 | no rate: base under 50 |
| Black or African American | 21 | no rate: base under 50 |
| White | 1,239 | 22.8% of 1,098 decided |
| Joint | 11 | no rate: base under 50 |
| Race Not Available | 140 | 23.3% of 116 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 1,242 | 22.8% of 1,100 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 169 | 28.1% of 139 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 568 | 24.9% of 493 decided |
| Female | 325 | 31.7% of 287 decided |
| Joint | 464 | 16.1% of 415 decided |
| Sex Not Available | 85 | 23.3% of 73 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2223 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved