Mortgage lending in Delaware County, New York
Lenders in Delaware County, New York reported 1,205 mortgage applications for 2025, according to the CFPB.
1,205 mortgage applications and 639 loans originated in 2025; the denial rate was 30.0% of 952 applications decided. The median loan was about $155,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Delaware County, NY.
- 1,205
- Applications
- 639
- Loans originated
- 30.0%
- Denial rate
- 286 denied of 952 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,205 | 639 |
| 2024 | 1,062 | 560 |
| 2023 | 897 | 488 |
| 2022 | 1,249 | 704 |
| 2021 | 1,761 | 1,030 |
| 2020 | 1,559 | 873 |
| 2019 | 1,117 | 626 |
| 2018 | 1,144 | 600 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Sidney Federal Credit Union | 107 | 171 |
| Community Bank, N.A. | 63 | 88 |
| Rocket Mortgage | 59 | 105 |
| Wayne Bank | 59 | 125 |
| NBT Bank NA | 55 | 83 |
| Homestead Funding Corp. | 29 | 36 |
| Ulster Savings Bank | 18 | 18 |
| United Wholesale Mortgage | 14 | 24 |
| Crosscountry Mortgage, LLC | 12 | 23 |
| Newrez LLC | 10 | 28 |
| JPMorgan Chase Bank, NA | 10 | 26 |
| Bank of America NA | 10 | 23 |
| Citizens Bank, NA | 10 | 23 |
| M&T Bank | 7 | 11 |
| Hudson Valley Credit Union | 5 | 7 |
| Mortgage Research Center | 5 | 9 |
| New American Funding, LLC. | 5 | 10 |
| Navy Federal Credit Union | 4 | 12 |
| Broadview Federal Credit Union | 4 | 6 |
| Farm Credit East ACA | 4 | 4 |
| 1ST Priority Mortgage, Inc. | 4 | 4 |
| A&d Mortgage LLC | 3 | 3 |
| Premium Mortgage Corporation | 3 | 5 |
| Primelending | 3 | 3 |
| Mid-Hudson Valley Federal C.u. | 3 | 8 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 29 | no rate: base under 50 |
| Black or African American | 15 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 982 | 29.3% of 789 decided |
| 2 or more minority races | under 10 | |
| Joint | 14 | no rate: base under 50 |
| Race Not Available | 156 | 33.9% of 115 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 47 | no rate: base under 50 |
| Not Hispanic or Latino | 977 | 28.7% of 786 decided |
| Joint | 14 | no rate: base under 50 |
| Ethnicity Not Available | 167 | 36.4% of 121 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 439 | 31.6% of 348 decided |
| Female | 310 | 33.2% of 250 decided |
| Joint | 372 | 25.5% of 298 decided |
| Sex Not Available | 84 | 30.4% of 56 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1808 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved