Mortgage lending in Columbia County, New York
Lenders in Columbia County, New York reported 1,989 mortgage applications for 2025, according to the CFPB.
1,989 mortgage applications and 1,160 loans originated in 2025; the denial rate was 25.7% of 1,656 applications decided. The median loan was about $245,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Columbia County, NY.
- 1,989
- Applications
- 1,160
- Loans originated
- 25.7%
- Denial rate
- 425 denied of 1,656 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,989 | 1,160 |
| 2024 | 1,666 | 956 |
| 2023 | 1,609 | 922 |
| 2022 | 2,582 | 1,567 |
| 2021 | 3,443 | 2,267 |
| 2020 | 3,202 | 1,969 |
| 2019 | 2,272 | 1,359 |
| 2018 | 2,238 | 1,297 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Homestead Funding Corp. | 126 | 158 |
| The Bank of Greene County | 115 | 160 |
| Broadview Federal Credit Union | 97 | 133 |
| Rocket Mortgage | 79 | 120 |
| Hudson Valley Credit Union | 62 | 140 |
| Sunmark Credit Union | 38 | 52 |
| Guaranteed Rate, Inc. | 37 | 59 |
| Keybank National Association | 37 | 70 |
| Greylock Federal Credit Union | 33 | 65 |
| JPMorgan Chase Bank, NA | 33 | 52 |
| Community Bank, N.A. | 31 | 44 |
| Trustco Bank | 31 | 51 |
| Citizens Bank, NA | 30 | 63 |
| Bank of America NA | 19 | 43 |
| Newrez LLC | 17 | 37 |
| Mid-Hudson Valley Federal C.u. | 15 | 28 |
| Pioneer Bank, National Association | 14 | 18 |
| loanDepot.com LLC | 14 | 16 |
| TD Bank | 13 | 32 |
| United Wholesale Mortgage | 13 | 22 |
| Crosscountry Mortgage, LLC | 13 | 21 |
| Citibank, NA | 13 | 16 |
| Sidney Federal Credit Union | 12 | 15 |
| SEFCU Services, LLC | 12 | 14 |
| NBT Bank NA | 9 | 18 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 42 | no rate: base under 50 |
| Black or African American | 76 | 51.7% of 60 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,539 | 23.5% of 1,313 decided |
| 2 or more minority races | under 10 | |
| Joint | 33 | no rate: base under 50 |
| Race Not Available | 285 | 27.3% of 216 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 66 | 34.6% of 52 decided |
| Not Hispanic or Latino | 1,602 | 25.5% of 1,354 decided |
| Joint | withheld | |
| Ethnicity Not Available | 273 | 26.2% of 210 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 680 | 29.1% of 560 decided |
| Female | 475 | 30.1% of 402 decided |
| Joint | 685 | 19.8% of 580 decided |
| Sex Not Available | 149 | 22.8% of 114 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 621 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved