Mortgage lending in Hillsborough County, New Hampshire
Lenders in Hillsborough County, New Hampshire reported 16,589 mortgage applications for 2025, according to the CFPB.
16,589 mortgage applications and 10,415 loans originated in 2025; the denial rate was 19.3% of 13,590 applications decided. The median loan was about $305,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Hillsborough County, NH (part) HUD Metro FMR Area, Manchester, NH HUD Metro FMR Area, Nashua, NH HUD Metro FMR Area.
- 16,589
- Applications
- 10,415
- Loans originated
- 19.3%
- Denial rate
- 2,619 denied of 13,590 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 16,589 | 10,415 |
| 2024 | 14,404 | 8,761 |
| 2023 | 13,371 | 8,071 |
| 2022 | 19,609 | 12,449 |
| 2021 | 34,356 | 23,522 |
| 2020 | 34,012 | 23,119 |
| 2019 | 22,164 | 14,390 |
| 2018 | 18,918 | 11,731 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Citizens Bank, NA | 988 | 1,546 |
| Rocket Mortgage | 689 | 895 |
| United Wholesale Mortgage | 656 | 833 |
| CMG Mortgage Inc | 583 | 823 |
| ST. Mary's Bank Cu | 499 | 770 |
| Digital Federal Credit Union | 425 | 724 |
| Guild Mortgage Company | 344 | 481 |
| TD Bank | 322 | 594 |
| Crosscountry Mortgage, LLC | 234 | 326 |
| Service Federal Credit Union | 222 | 367 |
| Fairway Independent Mort Corp | 222 | 280 |
| EMM Loans LLC | 188 | 217 |
| loanDepot.com LLC | 176 | 253 |
| Bellwether Community Credit Union | 155 | 215 |
| Bank of America NA | 153 | 315 |
| Guaranteed Rate, Inc. | 148 | 244 |
| Pennymac Loan Services LLC | 129 | 240 |
| American Neighborhood Mortgage Acceptance Company | 124 | 150 |
| Harborone Mortgage, LLC | 118 | 158 |
| Granite State Credit Union | 110 | 177 |
| Navy Federal Credit Union | 102 | 191 |
| Leader Bank NA | 99 | 116 |
| Freedom Mortgage Corporation | 99 | 222 |
| Total Mortgage Services, LLC | 97 | 120 |
| Nationstar Mortgage | 94 | 136 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 67 | no rate: base under 50 |
| Asian | 819 | 20.3% of 640 decided |
| Black or African American | 303 | 34.9% of 235 decided |
| Native Hawaiian or Other Pacific Islander | withheld | |
| White | 12,468 | 18.5% of 10,408 decided |
| 2 or more minority races | 29 | no rate: base under 50 |
| Joint | 261 | 11.5% of 209 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 2,616 | 20.8% of 2,010 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 835 | 25.4% of 662 decided |
| Not Hispanic or Latino | 12,851 | 18.7% of 10,665 decided |
| Joint | withheld | |
| Ethnicity Not Available | 2,606 | 20.5% of 2,024 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 5,734 | 22.2% of 4,651 decided |
| Female | 3,121 | 23.2% of 2,562 decided |
| Joint | 6,332 | 14.4% of 5,314 decided |
| Sex Not Available | 1,402 | 21.5% of 1,063 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 269 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved