Mortgage lending in Carson City, Nevada
Lenders in Carson City, Nevada reported 1,784 mortgage applications for 2025, according to the CFPB.
1,784 mortgage applications and 1,108 loans originated in 2025; the denial rate was 19.3% of 1,436 applications decided. The median loan was about $315,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Carson City, NV MSA.
- 1,784
- Applications
- 1,108
- Loans originated
- 19.3%
- Denial rate
- 277 denied of 1,436 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,784 | 1,108 |
| 2024 | 1,719 | 1,072 |
| 2023 | 1,403 | 864 |
| 2022 | 2,331 | 1,439 |
| 2021 | 4,462 | 3,089 |
| 2020 | 4,277 | 3,041 |
| 2019 | 3,109 | 2,117 |
| 2018 | 2,334 | 1,475 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Guild Mortgage Company | 152 | 200 |
| Greater Nevada Mortgage | 89 | 106 |
| Rocket Mortgage | 88 | 111 |
| United Wholesale Mortgage | 67 | 85 |
| US Bank, N.A. | 53 | 83 |
| Primelending | 48 | 50 |
| United Federal Credit Union | 44 | 81 |
| Crosscountry Mortgage, LLC | 33 | 54 |
| Lennar Mortgage, LLC | 31 | 38 |
| New American Funding, LLC. | 22 | 40 |
| Bank of America NA | 20 | 47 |
| Pennymac Loan Services LLC | 19 | 28 |
| Movement Mortgage, LLC | 18 | 23 |
| Mason-McDuffie Mortgage Corporation | 16 | 23 |
| Summit Funding.inc | 15 | 19 |
| loanDepot.com LLC | 14 | 23 |
| Nationstar Mortgage | 13 | 20 |
| Zions Bancorporation, N.A. | 13 | 19 |
| The Loan Store, Inc | 12 | 22 |
| Navy Federal Credit Union | 12 | 22 |
| Freedom Mortgage Corporation | 12 | 31 |
| Mortgage Research Center | 11 | 21 |
| Triad Financial Services, Inc. | 10 | 13 |
| Mutual of Omaha Mortgage | 10 | 12 |
| Primary Residential Mortgage, INC. | 9 | 19 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 20 | no rate: base under 50 |
| Asian | 42 | no rate: base under 50 |
| Black or African American | 11 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,308 | 19.5% of 1,066 decided |
| 2 or more minority races | under 10 | |
| Joint | 58 | 6.0% of 50 decided |
| Race Not Available | 339 | 18.9% of 259 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 225 | 24.3% of 169 decided |
| Not Hispanic or Latino | 1,153 | 18.7% of 952 decided |
| Joint | 80 | 14.3% of 63 decided |
| Ethnicity Not Available | 326 | 19.4% of 252 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 490 | 24.2% of 384 decided |
| Female | 402 | 24.1% of 332 decided |
| Joint | 756 | 12.8% of 617 decided |
| Sex Not Available | 136 | 24.3% of 103 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 229 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved