Mortgage lending in Washoe County, Nevada
Lenders in Washoe County, Nevada reported 17,407 mortgage applications for 2025, according to the CFPB.
17,407 mortgage applications and 10,588 loans originated in 2025; the denial rate was 19.0% of 13,854 applications decided. The median loan was about $355,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Reno, NV HUD Metro FMR Area.
- 17,407
- Applications
- 10,588
- Loans originated
- 19.0%
- Denial rate
- 2,634 denied of 13,854 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 17,407 | 10,588 |
| 2024 | 14,982 | 8,982 |
| 2023 | 13,497 | 7,914 |
| 2022 | 21,954 | 13,290 |
| 2021 | 45,798 | 31,254 |
| 2020 | 46,628 | 31,670 |
| 2019 | 30,501 | 19,783 |
| 2018 | 25,564 | 15,832 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Guild Mortgage Company | 1,036 | 1,452 |
| Rocket Mortgage | 804 | 1,010 |
| United Wholesale Mortgage | 666 | 853 |
| DHI Mortgage Company, LTD. | 439 | 584 |
| United Federal Credit Union | 375 | 645 |
| Crosscountry Mortgage, LLC | 353 | 551 |
| US Bank, N.A. | 336 | 684 |
| Pennymac Loan Services LLC | 298 | 468 |
| Greater Nevada Mortgage | 259 | 332 |
| Bank of America NA | 236 | 577 |
| Lennar Mortgage, LLC | 228 | 255 |
| Gold Star Mortgage Financial Group, Corporation | 203 | 298 |
| New American Funding, LLC. | 179 | 342 |
| Primelending | 165 | 225 |
| loanDepot.com LLC | 162 | 255 |
| The Loan Store, Inc | 160 | 219 |
| Figure Lending LLC | 156 | 269 |
| Infinity Equity Group, Inc. | 150 | 165 |
| Premier Mortgage Resources, LLC | 136 | 168 |
| Summit Funding.inc | 132 | 180 |
| CMG Mortgage Inc | 132 | 190 |
| Toll Brothers Mortgage Company | 130 | 228 |
| Nationstar Mortgage | 114 | 142 |
| Mountain America Federal Credit Union | 112 | 262 |
| Freedom Mortgage Corporation | 112 | 248 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 149 | 28.3% of 120 decided |
| Asian | 1,047 | 21.3% of 816 decided |
| Black or African American | 212 | 27.6% of 156 decided |
| Native Hawaiian or Other Pacific Islander | 64 | no rate: base under 50 |
| White | 11,820 | 17.9% of 9,511 decided |
| 2 or more minority races | withheld | |
| Joint | 639 | 14.4% of 515 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 3,439 | 21.9% of 2,659 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 2,550 | 26.9% of 2,045 decided |
| Not Hispanic or Latino | 11,079 | 17.1% of 8,865 decided |
| Joint | withheld | |
| Ethnicity Not Available | 3,072 | 19.2% of 2,364 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 5,579 | 21.9% of 4,394 decided |
| Female | 3,681 | 23.1% of 2,944 decided |
| Joint | 6,770 | 13.8% of 5,507 decided |
| Sex Not Available | 1,377 | 23.0% of 1,009 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 140 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved