Mortgage lending in Clark County, Nevada
Lenders in Clark County, Nevada reported 87,326 mortgage applications for 2025, according to the CFPB.
87,326 mortgage applications and 49,882 loans originated in 2025; the denial rate was 22.8% of 68,431 applications decided. The median loan was about $335,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Las Vegas-Henderson-North Las Vegas, NV MSA.
- 87,326
- Applications
- 49,882
- Loans originated
- 22.8%
- Denial rate
- 15,625 denied of 68,431 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 87,326 | 49,882 |
| 2024 | 85,817 | 48,834 |
| 2023 | 76,244 | 42,161 |
| 2022 | 120,190 | 67,040 |
| 2021 | 211,081 | 133,301 |
| 2020 | 203,443 | 127,449 |
| 2019 | 144,536 | 86,597 |
| 2018 | 122,669 | 70,655 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Wholesale Mortgage | 3,925 | 5,239 |
| Rocket Mortgage | 3,690 | 4,903 |
| America First Federal Credit Union | 2,204 | 3,554 |
| Guild Mortgage Company | 1,808 | 2,692 |
| DHI Mortgage Company, LTD. | 1,483 | 1,786 |
| Pennymac Loan Services LLC | 1,344 | 2,402 |
| Lennar Mortgage, LLC | 1,310 | 1,694 |
| loanDepot.com LLC | 1,205 | 1,978 |
| US Bank, N.A. | 971 | 2,490 |
| KBHS Home Loans, LLC | 905 | 1,132 |
| Navy Federal Credit Union | 901 | 2,169 |
| Bank of America NA | 896 | 2,471 |
| Guaranteed Rate, Inc. | 874 | 1,629 |
| New American Funding, LLC. | 868 | 1,856 |
| Crosscountry Mortgage, LLC | 843 | 1,346 |
| Freedom Mortgage Corporation | 831 | 1,873 |
| Zions Bancorporation, N.A. | 803 | 1,701 |
| Pulte Mortgage LLC | 748 | 1,217 |
| CMG Mortgage Inc | 748 | 1,189 |
| JPMorgan Chase Bank, NA | 710 | 1,187 |
| Mortgage Research Center | 625 | 1,422 |
| The Loan Store, Inc | 579 | 874 |
| Silver State Schools Credit UN | 562 | 828 |
| Kiavi Funding, Inc. | 542 | 714 |
| Nationstar Mortgage | 476 | 715 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 673 | 29.1% of 508 decided |
| Asian | 11,402 | 24.3% of 8,976 decided |
| Black or African American | 6,594 | 28.2% of 5,081 decided |
| Native Hawaiian or Other Pacific Islander | 930 | 29.3% of 702 decided |
| White | 44,753 | 21.0% of 35,782 decided |
| 2 or more minority races | 549 | 26.5% of 422 decided |
| Joint | 3,338 | 19.6% of 2,688 decided |
| Free Form Text Only | 35 | no rate: base under 50 |
| Race Not Available | 19,052 | 24.6% of 14,245 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 18,146 | 25.9% of 14,426 decided |
| Not Hispanic or Latino | 50,065 | 21.8% of 39,493 decided |
| Joint | 3,325 | 17.4% of 2,706 decided |
| Ethnicity Not Available | 15,763 | 23.8% of 11,795 decided |
| Free Form Text Only | 27 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 31,751 | 24.7% of 24,639 decided |
| Female | 20,770 | 26.0% of 16,328 decided |
| Joint | 27,255 | 17.8% of 21,959 decided |
| Sex Not Available | 7,550 | 25.4% of 5,505 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 187 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved