Mortgage lending in Wayne County, Nebraska
Lenders in Wayne County, Nebraska reported 126 mortgage applications for 2025, according to the CFPB.
126 mortgage applications and 78 loans originated in 2025; the denial rate was 16.7% of 96 applications decided. The median loan was about $165,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Wayne County, NE.
- 126
- Applications
- 78
- Loans originated
- 16.7%
- Denial rate
- 16 denied of 96 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 126 | 78 |
| 2024 | 131 | 79 |
| 2023 | 79 | 51 |
| 2022 | 111 | 79 |
| 2021 | 180 | 125 |
| 2020 | 197 | 157 |
| 2019 | 141 | 98 |
| 2018 | 114 | 63 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 14 | 16 |
| Frontier Bank | 8 | 9 |
| Guaranteed Rate, Inc. | 7 | 13 |
| BankFirst | 5 | 6 |
| Charter West Bank | 3 | 5 |
| United Wholesale Mortgage | 3 | 4 |
| West Gate Bank | 3 | 3 |
| Nationstar Mortgage | 2 | 3 |
| Fairway Independent Mort Corp | 2 | 3 |
| Pinnacle Bank | 2 | 2 |
| First Interstate Bank | 2 | 3 |
| US Bank, N.A. | 2 | 3 |
| United Bank of Iowa | 1 | 1 |
| Central National Bank | 1 | 1 |
| University of Nebraska Federal Credit Union | 1 | 1 |
| BMO Harris Bank NA | 1 | 1 |
| Heritage Bank | 1 | 1 |
| Coastal Community Bank | 1 | 1 |
| First International Bank & Trust | 1 | 1 |
| Zillow Home Loans, LLC | 1 | 1 |
| Delmar Financial Company | 1 | 1 |
| Sofi Bank, National Association | 1 | 1 |
| loanDepot.com LLC | 1 | 1 |
| Mortgage Research Center | 1 | 6 |
| Citizens State Bank | 1 | 2 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| White | 101 | 16.9% of 77 decided |
| Joint | under 10 | |
| Race Not Available | withheld |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 92 | 18.3% of 71 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 21 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 46 | no rate: base under 50 |
| Female | 15 | no rate: base under 50 |
| Joint | 54 | no rate: base under 50 |
| Sex Not Available | 11 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1606 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved