Mortgage lending in Cedar County, Nebraska
Lenders in Cedar County, Nebraska reported 119 mortgage applications for 2025, according to the CFPB.
119 mortgage applications and 70 loans originated in 2025; the denial rate was 12.5% of 88 applications decided. The median loan was about $170,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Cedar County, NE.
- 119
- Applications
- 70
- Loans originated
- 12.5%
- Denial rate
- 11 denied of 88 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 119 | 70 |
| 2024 | 91 | 47 |
| 2023 | 97 | 54 |
| 2022 | 131 | 80 |
| 2021 | 210 | 122 |
| 2020 | 216 | 125 |
| 2019 | 127 | 75 |
| 2018 | 96 | 63 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Plains Commerce Bank | 9 | 16 |
| Rocket Mortgage | 7 | 9 |
| First National Bank of Omaha | 5 | 7 |
| Farm Credit Mid-America, Aca | 4 | 4 |
| West Gate Bank | 4 | 8 |
| First Dakota National Bak | 4 | 4 |
| Frontier Bank | 2 | 2 |
| First International Bank & Trust | 2 | 2 |
| Arbor Bank | 2 | 2 |
| Mortgage Research Center | 2 | 4 |
| Charter West Bank | 2 | 5 |
| Liberty First Credit Union | 2 | 2 |
| BMO Harris Bank NA | 1 | 1 |
| Coastal Community Bank | 1 | 3 |
| Ark-LA-Tex Financial Services LLC | 1 | 1 |
| Navy Federal Credit Union | 1 | 1 |
| First Nebraska Bank | 1 | 1 |
| Churchill Mortgage Corporation | 1 | 1 |
| Citizens State Bank | 1 | 1 |
| Iowa Bankers Mortgage Corporation | 1 | 1 |
| Siouxland Federal Credit Union | 1 | 1 |
| CMG Mortgage Inc | 1 | 1 |
| United Wholesale Mortgage | 1 | 2 |
| Nationstar Mortgage | 1 | 2 |
| BankFirst | 1 | 2 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| White | 103 | 11.4% of 79 decided |
| Race Not Available | 16 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 97 | 12.0% of 75 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 18 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 39 | no rate: base under 50 |
| Female | withheld | |
| Joint | 54 | no rate: base under 50 |
| Sex Not Available | under 10 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1518 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved