Concordia Bank & Trust Co.
Concordia Bank & Trust Co. reported 180 mortgage applications for 2025, according to the CFPB.
180 mortgage applications and 131 loans originated in 2025; the denial rate was 13.6% of 154 applications decided. Its RSSD in the 2023 reporter panel is 819556. From 2025, the CFPB’s Snapshot release.
The same RSSD is Concordia Bank & Trust Company’s: its bank page on the banks hub.
- 180
- Applications
- 131
- Loans originated
- 13.6%
- Denial rate
- 21 denied of 154 applications decided.
Every year it reported
2 more columns on a wider screen
| Year | Name that year | Applications |
|---|---|---|
| 2025 | Concordia Bank & Trust Co. | 180 |
| 2024 | Concordia Bank & Trust Co. | 168 |
| 2023 | Concordia Bank & Trust Co. | 227 |
| 2022 | Concordia Bank & Trust Co. | 277 |
| 2021 | Concordia Bank & Trust Company | 279 |
| 2020 | Concordia Bank & Trust Company | 294 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| Black or African American | 42 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 102 | 7.9% of 89 decided |
| 2 or more minority races | under 10 | |
| Free Form Text Only | under 10 | |
| Race Not Available | 29 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Not Hispanic or Latino | 147 | 12.8% of 125 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 29 | no rate: base under 50 |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 35 | no rate: base under 50 |
| Female | 37 | no rate: base under 50 |
| Joint | 79 | 8.8% of 68 decided |
| Sex Not Available | 29 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved