Mortgage lending in Wadena County, Minnesota
Lenders in Wadena County, Minnesota reported 296 mortgage applications for 2025, according to the CFPB.
296 mortgage applications and 188 loans originated in 2025; the denial rate was 21.4% of 248 applications decided. The median loan was about $175,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Wadena County, MN.
- 296
- Applications
- 188
- Loans originated
- 21.4%
- Denial rate
- 53 denied of 248 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 296 | 188 |
| 2024 | 300 | 195 |
| 2023 | 270 | 183 |
| 2022 | 306 | 197 |
| 2021 | 514 | 349 |
| 2020 | 451 | 306 |
| 2019 | 275 | 187 |
| 2018 | 294 | 173 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Magnifi Financial Credit Union | 16 | 20 |
| Servion | 13 | 13 |
| Rocket Mortgage | 13 | 21 |
| Plaza Home Mortgage, Inc | 12 | 15 |
| First International Bank & Trust | 9 | 11 |
| United Wholesale Mortgage | 9 | 14 |
| Freedom Mortgage Corporation | 8 | 10 |
| Mortgage Research Center | 6 | 10 |
| Nationstar Mortgage | 5 | 5 |
| Star Bank | 5 | 7 |
| Old National Bank | 4 | 5 |
| New American Funding, LLC. | 4 | 7 |
| Pennymac Loan Services LLC | 4 | 9 |
| First Western Bank & Trust | 3 | 4 |
| loanDepot.com LLC | 3 | 3 |
| Compeer Financial | 3 | 4 |
| Homeowners Financial Group, LLC | 3 | 5 |
| Affinity Plus Federal Credit Union | 3 | 5 |
| Nations Lending Corporation | 2 | 2 |
| Midwest Bank | 2 | 2 |
| Primelending | 2 | 2 |
| Prosperity Home Mortgage, LLC | 2 | 2 |
| Newrez LLC | 2 | 4 |
| Granite Bank | 2 | 2 |
| Merchants Bank, National Association | 2 | 2 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 250 | 20.5% of 215 decided |
| Joint | under 10 | |
| Race Not Available | 39 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 245 | 20.7% of 208 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 45 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 96 | 28.4% of 81 decided |
| Female | 66 | 27.8% of 54 decided |
| Joint | 105 | 10.9% of 92 decided |
| Sex Not Available | 29 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1425 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved