Mortgage lending in Todd County, Minnesota
Lenders in Todd County, Minnesota reported 721 mortgage applications for 2025, according to the CFPB.
721 mortgage applications and 461 loans originated in 2025; the denial rate was 17.6% of 580 applications decided. The median loan was about $155,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Todd County, MN.
- 721
- Applications
- 461
- Loans originated
- 17.6%
- Denial rate
- 102 denied of 580 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 721 | 461 |
| 2024 | 594 | 416 |
| 2023 | 478 | 324 |
| 2022 | 708 | 450 |
| 2021 | 1,151 | 797 |
| 2020 | 1,085 | 751 |
| 2019 | 717 | 478 |
| 2018 | 680 | 446 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Magnifi Financial Credit Union | 98 | 136 |
| Rocket Mortgage | 27 | 44 |
| Fairway Independent Mort Corp | 23 | 26 |
| Star Bank | 19 | 21 |
| Granite Bank | 18 | 18 |
| United Wholesale Mortgage | 16 | 29 |
| Everett Financial, Inc. | 13 | 24 |
| First International Bank & Trust | 11 | 14 |
| Homeowners Financial Group, LLC | 11 | 13 |
| Pennymac Loan Services LLC | 11 | 12 |
| New American Funding, LLC. | 9 | 15 |
| Compeer Financial | 9 | 16 |
| Trustone Financial Credit Union | 9 | 11 |
| Bell Bank | 9 | 16 |
| US Bank, N.A. | 8 | 19 |
| American Heritage National Bank | 7 | 8 |
| Plaza Home Mortgage, Inc | 7 | 11 |
| Figure Lending LLC | 6 | 12 |
| Pine Country Bank | 6 | 7 |
| Primelending | 5 | 7 |
| Prosperity Home Mortgage, LLC | 5 | 6 |
| loanDepot.com LLC | 5 | 6 |
| Affinity Plus Federal Credit Union | 5 | 11 |
| Old National Bank | 4 | 6 |
| Freedom Mortgage Corporation | 4 | 11 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 13 | no rate: base under 50 |
| White | 576 | 15.5% of 472 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 114 | 26.5% of 83 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 553 | 16.1% of 454 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 92 | 31.8% of 66 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 242 | 18.8% of 197 decided |
| Female | 127 | 21.6% of 97 decided |
| Joint | 299 | 14.3% of 251 decided |
| Sex Not Available | 53 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1779 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved