Mortgage lending in Rock County, Minnesota
Lenders in Rock County, Minnesota reported 297 mortgage applications for 2025, according to the CFPB.
297 mortgage applications and 193 loans originated in 2025; the denial rate was 13.9% of 237 applications decided. The median loan was about $155,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Rock County, MN HUD Metro FMR Area.
- 297
- Applications
- 193
- Loans originated
- 13.9%
- Denial rate
- 33 denied of 237 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 297 | 193 |
| 2024 | 259 | 171 |
| 2023 | 205 | 126 |
| 2022 | 248 | 174 |
| 2021 | 475 | 304 |
| 2020 | 480 | 343 |
| 2019 | 337 | 217 |
| 2018 | 243 | 163 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Minnwest Bank | 30 | 37 |
| Plains Commerce Bank | 24 | 34 |
| First International Bank & Trust | 9 | 12 |
| Compeer Financial | 9 | 12 |
| Security Savings Bank | 9 | 13 |
| Newrez LLC | 8 | 12 |
| First Premier Bank | 7 | 11 |
| US Bank, N.A. | 7 | 11 |
| United Wholesale Mortgage | 6 | 7 |
| Rocket Mortgage | 5 | 8 |
| First State Bank Southwest | 4 | 5 |
| Iowa Bankers Mortgage Corporation | 4 | 4 |
| First Bank & Trust | 4 | 9 |
| Nationstar Mortgage | 4 | 4 |
| Central Bank | 4 | 5 |
| Figure Lending LLC | 3 | 7 |
| loanDepot.com LLC | 3 | 3 |
| Levo Federal Credit Union | 3 | 5 |
| Service First Federal Credit Union | 3 | 4 |
| Crosscountry Mortgage, LLC | 3 | 3 |
| Cortrust Mortgage, Inc. | 2 | 2 |
| Coastal Community Bank | 2 | 4 |
| Primary Residential Mortgage, INC. | 2 | 3 |
| Mortgage Research Center | 2 | 5 |
| Freedom Mortgage Corporation | 2 | 8 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| White | 257 | 13.2% of 213 decided |
| Joint | under 10 | |
| Race Not Available | 35 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 250 | 14.8% of 210 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 33 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 95 | 18.8% of 80 decided |
| Female | 62 | 16.0% of 50 decided |
| Joint | 117 | 8.4% of 95 decided |
| Sex Not Available | 23 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1778 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved