Mortgage lending in Marshall County, Minnesota

Lenders in Marshall County, Minnesota reported 186 mortgage applications for 2025, according to the CFPB.

186 mortgage applications and 135 loans originated in 2025; the denial rate was 13.3% of 165 applications decided. The median loan was about $135,000. From 2025, the CFPB’s Snapshot release.

HUD’s Fair Market Rent for the county, on the housing hub: Marshall County, MN.

186
Applications: 135
Loans originated: 13.3%
Denial rate: 22 denied of 165 applications decided.

Every year

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Mortgage applications and loans originated in Marshall County, Minnesota, by year
Year	Applications	Originated	Denied
2025	186	135	22
2024	152	89	34
2023	149	100	20
2022	218	145	31
2021	292	212	40
2020	310	223	40
2019	263	184	42
2018	218	148	43

The largest lenders here

Lenders in Marshall County, Minnesota by loans originated, 2025
Lender	Originated	Applications
Border Bank	14	14
New American Funding, LLC.	12	13
Rocket Mortgage	12	16
Frandsen Bank & Trust	10	14
KodaBank	8	8
Old National Bank	6	7
Alerus Financial NA	6	7
American Federal Bank	6	11
Coastal Community Bank	4	6
Bremer Bank NA	4	5
Mortgage Research Center	4	4
United Wholesale Mortgage	3	5
US Bank, N.A.	3	3
First Community Credit Union	2	3
AgCountry Farm Credit Services, FLCA	2	2
Nations Lending Corporation	2	2
United Valley Bank	2	4
Granite Bank	2	3
Freedom Mortgage Corporation	2	4
Affinity Plus Federal Credit Union	2	4
Merchants Bank, National Association	2	3
Valley Mortgage, Inc.	2	2
Blaze Credit Union	2	3
Crosscountry Mortgage, LLC	2	2
21ST Mortgage	2	4

Applications by race, ethnicity and sex, 2025

By race, Marshall County, Minnesota: applications and denial rate
Category	Applications	Denial rate
American Indian or Alaska Native	under 10
Black or African American	under 10
White	161	13.2% of 144 decided
Joint	under 10
Race Not Available	20	no rate: base under 50

By ethnicity, Marshall County, Minnesota: applications and denial rate
Category	Applications	Denial rate
Hispanic or Latino	under 10
Not Hispanic or Latino	157	12.1% of 140 decided
Joint	under 10
Ethnicity Not Available	23	no rate: base under 50

By sex, Marshall County, Minnesota: applications and denial rate
Category	Applications	Denial rate
Male	72	17.2% of 64 decided
Female	33	no rate: base under 50
Joint	65	6.9% of 58 decided
Sex Not Available	16	no rate: base under 50

A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.

Rankings this appears in

No. 2192 Counties by median mortgage

Sources

HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved October 22, 2026