Mortgage lending in Cass County, Minnesota
Lenders in Cass County, Minnesota reported 1,176 mortgage applications for 2025, according to the CFPB.
1,176 mortgage applications and 784 loans originated in 2025; the denial rate was 15.8% of 963 applications decided. The median loan was about $235,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Cass County, MN.
- 1,176
- Applications
- 784
- Loans originated
- 15.8%
- Denial rate
- 152 denied of 963 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,176 | 784 |
| 2024 | 1,033 | 675 |
| 2023 | 996 | 652 |
| 2022 | 1,325 | 927 |
| 2021 | 2,552 | 1,845 |
| 2020 | 2,507 | 1,828 |
| 2019 | 1,472 | 1,019 |
| 2018 | 1,347 | 910 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 53 | 65 |
| Affinity Plus Federal Credit Union | 41 | 59 |
| US Bank, N.A. | 32 | 54 |
| Deerwood Bank | 30 | 39 |
| American National Bank of Minnesota | 25 | 26 |
| Bell Bank | 23 | 27 |
| National Bank of Commerce | 22 | 24 |
| Plaza Home Mortgage, Inc | 21 | 27 |
| Granite Bank | 20 | 24 |
| Frandsen Bank & Trust | 20 | 25 |
| United Wholesale Mortgage | 19 | 28 |
| Everett Financial, Inc. | 17 | 21 |
| First Western Bank & Trust | 16 | 20 |
| Blaze Credit Union | 13 | 19 |
| Luminate Bank | 13 | 15 |
| loanDepot.com LLC | 12 | 23 |
| Crosscountry Mortgage, LLC | 12 | 17 |
| Wings Financial Credit Union | 11 | 16 |
| Bank Forward | 11 | 16 |
| Old National Bank | 10 | 14 |
| Merchants Bank, National Association | 10 | 13 |
| First International Bank & Trust | 9 | 9 |
| Mortgage Research Center | 9 | 19 |
| New American Funding, LLC. | 9 | 22 |
| Fairway Independent Mort Corp | 9 | 11 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 21 | no rate: base under 50 |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 935 | 14.4% of 784 decided |
| Joint | 18 | no rate: base under 50 |
| Race Not Available | 194 | 17.7% of 141 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 939 | 15.2% of 788 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 220 | 18.5% of 162 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 376 | 19.3% of 305 decided |
| Female | 146 | 26.6% of 113 decided |
| Joint | 521 | 10.3% of 448 decided |
| Sex Not Available | 133 | 17.5% of 97 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 692 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved