Mortgage lending in Tuscola County, Michigan
Lenders in Tuscola County, Michigan reported 1,631 mortgage applications for 2025, according to the CFPB.
1,631 mortgage applications and 1,002 loans originated in 2025; the denial rate was 21.3% of 1,318 applications decided. The median loan was about $135,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Tuscola County, MI.
- 1,631
- Applications
- 1,002
- Loans originated
- 21.3%
- Denial rate
- 281 denied of 1,318 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,631 | 1,002 |
| 2024 | 1,414 | 906 |
| 2023 | 1,416 | 841 |
| 2022 | 1,902 | 1,166 |
| 2021 | 2,599 | 1,723 |
| 2020 | 2,214 | 1,517 |
| 2019 | 1,711 | 1,085 |
| 2018 | 1,589 | 977 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Frankenmuth Credit Union | 190 | 224 |
| Rocket Mortgage | 106 | 149 |
| United Wholesale Mortgage | 61 | 90 |
| Huntington National Bank | 47 | 102 |
| Legacy Mortgage | 36 | 53 |
| MORTGAGE300 Corporation | 35 | 46 |
| Independent Bank | 33 | 54 |
| Team One Credit Union | 24 | 32 |
| Genisys Credit Union | 23 | 43 |
| Mortgage Research Center | 16 | 40 |
| BLG Holdings, LLC | 16 | 19 |
| PNC Bank N.A. | 16 | 26 |
| Das Acquisition Company, LLC | 15 | 20 |
| ELGA Credit Union | 14 | 15 |
| Union Home Mortgage Corp. | 14 | 22 |
| Thumb Bank & Trust | 13 | 20 |
| GreenStone Farm Credit Services | 12 | 12 |
| Michigan Mutual, Inc | 12 | 16 |
| Dort Financial Credit Union | 10 | 18 |
| Mortgage 1 Incorporated | 10 | 11 |
| Lake Michigan Credit Union | 10 | 15 |
| New American Funding, LLC. | 9 | 24 |
| Newrez LLC | 9 | 24 |
| 21ST Mortgage | 9 | 16 |
| Everett Financial, Inc. | 9 | 17 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 1,362 | 20.3% of 1,121 decided |
| 2 or more minority races | under 10 | |
| Joint | 13 | no rate: base under 50 |
| Race Not Available | 236 | 26.6% of 169 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 29 | no rate: base under 50 |
| Not Hispanic or Latino | 1,321 | 20.3% of 1,091 decided |
| Joint | 21 | no rate: base under 50 |
| Ethnicity Not Available | 260 | 26.6% of 188 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 643 | 22.4% of 526 decided |
| Female | 307 | 26.0% of 250 decided |
| Joint | 510 | 15.4% of 422 decided |
| Sex Not Available | 171 | 27.5% of 120 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2187 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved