Mortgage lending in Presque Isle County, Michigan
Lenders in Presque Isle County, Michigan reported 320 mortgage applications for 2025, according to the CFPB.
320 mortgage applications and 185 loans originated in 2025; the denial rate was 20.5% of 254 applications decided. The median loan was about $145,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Presque Isle County, MI.
- 320
- Applications
- 185
- Loans originated
- 20.5%
- Denial rate
- 52 denied of 254 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 320 | 185 |
| 2024 | 280 | 159 |
| 2023 | 254 | 131 |
| 2022 | 357 | 200 |
| 2021 | 497 | 319 |
| 2020 | 500 | 329 |
| 2019 | 308 | 185 |
| 2018 | 292 | 177 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 34 | 47 |
| United Wholesale Mortgage | 17 | 22 |
| Huntington National Bank | 11 | 25 |
| Mortgage Research Center | 9 | 15 |
| Neighborhood Mortgage Solutions, LLC | 5 | 5 |
| Nicolet National Bank | 5 | 7 |
| Community Financial | 5 | 5 |
| Navy Federal Credit Union | 4 | 6 |
| GreenStone Farm Credit Services | 4 | 6 |
| Staunton Financial Inc | 4 | 4 |
| Nationstar Mortgage | 4 | 4 |
| Mercantile Bank | 4 | 4 |
| Credit Union One | 3 | 4 |
| loanDepot.com LLC | 3 | 5 |
| Plaza Home Mortgage, Inc | 3 | 4 |
| Lake Michigan Credit Union | 3 | 6 |
| Amerisave Mortgage Company | 3 | 3 |
| JPMorgan Chase Bank, NA | 3 | 7 |
| Horizon Bank | 3 | 3 |
| Fifth Third Bank, National Association | 3 | 7 |
| Gold Star Mortgage Financial Group, Corporation | 2 | 4 |
| University of Michigan Credit Union | 2 | 2 |
| Newrez LLC | 2 | 8 |
| Genisys Credit Union | 2 | 3 |
| Union Home Mortgage Corp. | 2 | 4 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Black or African American | under 10 | |
| White | 265 | 21.4% of 215 decided |
| Joint | under 10 | |
| Race Not Available | 48 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 253 | 21.4% of 206 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 59 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 129 | 27.3% of 99 decided |
| Female | 54 | no rate: base under 50 |
| Joint | 102 | 10.7% of 84 decided |
| Sex Not Available | 35 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2002 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved