University of Michigan Credit Union
University of Michigan Credit Union reported 1,188 mortgage applications for 2025, according to the CFPB.
1,188 mortgage applications and 790 loans originated in 2025; the denial rate was 7.1% of 983 applications decided. Its RSSD in the 2023 reporter panel is 57992. From 2025, the CFPB’s Snapshot release.
The same RSSD is University of Michigan credit union’s: its credit union page on the banks hub.
- 1,188
- Applications
- 790
- Loans originated
- 7.1%
- Denial rate
- 70 denied of 983 applications decided.
Every year it reported
2 more columns on a wider screen
| Year | Name that year | Applications |
|---|---|---|
| 2025 | University of Michigan Credit Union | 1,188 |
| 2024 | University of Michigan Credit Union | 997 |
| 2023 | University of Michigan Credit Union | 888 |
| 2022 | University of Michigan Credit Union | 1,209 |
| 2021 | University of Michigan Credit Union | 624 |
| 2020 | University of Michigan Credit Union | 774 |
| 2019 | University of Michigan Credit Union | 531 |
| 2018 | University of Michigan Credit Union | 647 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 77 | 5.1% of 59 decided |
| Black or African American | 116 | 19.6% of 92 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 822 | 4.8% of 690 decided |
| 2 or more minority races | under 10 | |
| Joint | 44 | no rate: base under 50 |
| Race Not Available | 118 | 14.9% of 94 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 51 | no rate: base under 50 |
| Not Hispanic or Latino | 928 | 6.3% of 774 decided |
| Joint | 33 | no rate: base under 50 |
| Ethnicity Not Available | 176 | 9.2% of 141 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 359 | 9.5% of 283 decided |
| Female | 339 | 9.0% of 278 decided |
| Joint | 434 | 3.2% of 378 decided |
| Sex Not Available | 56 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved